Need Help: Victim of Online Fraud via Fake Mobile Tower App

[mrtejkumarsahu]

Hi everyone,
I need your help regarding a recent online fraud incident I experienced. Here’s a brief overview:
What Happened:

• I explored leasing my land for a mobile tower and received a call from someone claiming to be from American Tower Corporation (ATC).
• After discussing details, I paid a ₹99 registration fee via an APK app provided by the caller, branded as "American Tower".
• Despite confirming American Tower’s legitimacy online, ₹49,200 was fraudulently debited from my RBL Bank Duet Credit Card shortly after the payment.

Immediate Actions Taken:

• I blocked my credit card immediately.
• Reported the fraud to RBL Bank and filed a complaint with the Cyber Crime department (1930).

Bank Update:

• RBL Bank informed me that since the transaction used an OTP (obtained through the app), they aren’t liable, and I’m being asked to pay the amount.

My Concern:

• I suspect the fake APK app facilitated the fraud, possibly containing malicious code or unauthorized transaction methods.

Seeking Help With:

• Has anyone dealt with similar fraud involving fake tower offers or apps?
• Advice on escalating this to RBI, Ombudsman, or legal channels.
• Success stories in recovering funds after reporting to 1930.
• Steps to hold the scammers accountable.

Any advice or guidance would be greatly appreciated.

Thank you for your support.


— Tej Kumar Sahu