Need Rupay Credit card Suggestion - BUT

Pvamsi1234

KF Rookie
I need a rupay credit card with maximum discount on upi spend. But it should not be specific with app. Like kiwi cc gives rewards only on spend in kiwi app.
I want to link the card only to phonepey/paytm (don't ask my why 😂, some personal choice) and the use it to get maximum cashback/rewards.

Please suggest.
 

TaxWiser

KF Mentor
I need a rupay credit card with maximum discount on upi spend. But it should not be specific with app. Like kiwi cc gives rewards only on spend in kiwi app.
I want to link the card only to phonepey/paytm (don't ask my why 😂, some personal choice) and the use it to get maximum cashback/rewards.

Please suggest.
SBI SimplySAVE RuPay CC + Airtel Axis Rupay CC

If you can, Try using Tata Neu app and then apply for Tata Neu Infinity RuPay CC ✌️
 

abhimarda

KF Mentor
what are benefits for sbi and axis airtel. Mainly upi spends benefit and upto?
SBI SimplySave is one of the worst and least rewarding card in general, Rupay or otherwise. In general Rupay cards are less rewarding. The ones which are slightly more rewarding are specific to their app/ website like Tata Neu HDFC Card, Airtel Axis or Kiwi card. Remaining cards would provide reward in range of 20 -25 paise per Rs.100 spend. These are typically free cards or low annual fees cards. If spends are large then some of the Rupay debit cards have higher reward rates than most of the Rupay credit cards.
 
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