Need suggestion for an offine purchase

[lakshaymukhija]

Hi,
I want to purchase a bike next month from an offline dealership
I have the full amount to pay for the bike, but a friend of mine showed me a YouTube video which says that if i pay for my purchase using credit card then i can get a lot of returns
Can somebody suggest which credit card should i use to get maximum returns for this transaction? Cost of bike is around 3-3.5 Lakhs
My salary is 1.2L per month and cibil score is 768 so i am eligible for most of the cards
Kindly suggest which card should i apply/use for this offline transaction

Thanks in advance.

 

[Karunakara]

It seems you don't have a credit card right now. Usually cc geeks make such purchases on travel cards like Axis Atlas and Amex Platinum Travel Card. They are not available now. Moreover if you are new to this points and miles game it may be difficult for you play smartly

Secondly dealer may also demand say 2% extra on card payment. Then you need a card which gives you more than 2% returns without any cap

You may consider Kiwi card with Neon subscription to pay via UPI which gives 5% cashback since your expendititure exceeds 1.5 lacks

 

[krishna1718]

It depends on any offer on card at offline store like 10% or 5% from store end no offers use infinnia metal card it give 3.3% just to buy bike don't take creditcard use your friends or colleagues card for just a occasion