Need Tips About Credit Card Use.

[Mr.Christmas]

Mere Pass 6 Credit Card hai limit Total 3.5lac hai. agar usme se ek Card ka Limit 80k aur usko main pura Use kar Deta hu. Toh kya mera Cc use 100% Dikhaya ga?

aur agar main ase hi Usko Use kar ke Bill date se pehele Pay Du toh Kya Jo 1l ka annual Fee Nahi lagega!..


Bill ke baad Hi Wo 1 Lac. Waiver wala kaam karta hai?

 

[TaxWiser]

Mere Pass 6 Credit Card hai limit Total 3.5lac hai. agar usme se ek Card ka Limit 80k aur usko main pura Use kar Deta hu. Toh kya mera Cc use 100% Dikhaya ga?

Nope , CC Utilization in Credit Report will be 22.86% as it's calculated considering overall credit limit.

aur agar main ase hi Usko Use kar ke Bill date se pehele Pay Du toh Kya Jo 1l ka annual Fee Nahi lagega!..


Bill ke baad Hi Wo 1 Lac. Waiver wala kaam karta hai?

Yupp , An annual fee waiver is generally offered when you spend a certain amount using the credit card within a year, not when you pay the credit card bill of that amount.

 

[Mr.Christmas]

Thank You

Nope , CC Utilization in Credit Report will be 22.86% as it's calculated considering overall credit limit.

Yupp , An annual fee waiver is generally offered when you spend a certain amount using the credit card within a year, not when you pay the credit card bill of that amount.

Thank You so Much

 

[Jaswinder_PB34]

mera credit card ki limit 2.60 lac ha ..genraly busnines account me without charges me wo upi linked scan krke totaly limnit use ho jati ha aprox 2 lac every month the me pay kr deta hu future me koi nuksan to ni hoga itni limit use krne se pleae tell ?

 

[Mr.Christmas]

mera credit card ki limit 2.60 lac ha ..genraly busnines account me without charges me wo upi linked scan krke totaly limnit use ho jati ha aprox 2 lac every month the me pay kr deta hu future me koi nuksan to ni hoga itni limit use krne se pleae tell ?

Tum Ek kaam kar skte ho.. 30% Chod ke Baki sab Bill Generate hone se pehele Pay kar do.. CIBIL me Impact padega nhi toh..