New Era Credit Card

Abish

KF Rookie
I am a 24 year old, who joined family business recently. Now I want to open an account in a completely new bank and create and FD of Rs One Lakh. Also want a credit card which links to UPI and can get cashbacks for mmt, swiggy, zomato, diner, etc daily usage apps. Airport lounge access is also a added benefit. I am unable to decide a credit card or decide what criterias should i be carefull of before i commit to a bank. Also need reviews of ONE card at current stage is it good anymore and also about AU small finance bank credit card reviews.
 

abhimarda

KF Mentor
I am a 24 year old, who joined family business recently. Now I want to open an account in a completely new bank and create and FD of Rs One Lakh. Also want a credit card which links to UPI and can get cashbacks for mmt, swiggy, zomato, diner, etc daily usage apps. Airport lounge access is also a added benefit. I am unable to decide a credit card or decide what criterias should i be carefull of before i commit to a bank. Also need reviews of ONE card at current stage is it good anymore and also about AU small finance bank credit card reviews.
Only Rupay card links to UPI but most of them don't give much reward. However if you can get hold of Kiwi card with Neon membership then you can get upto 5% cashback based on slabs of spends. If you dont get that card then get Tata Neu Rupay card for UPI and get SBI Cashback card for cashback for transactions on MMT, Swiggy, Zomato, Diner (basically all online transactions).
 

Abish

KF Rookie
Only Rupay card links to UPI but most of them don't give much reward. However if you can get hold of Kiwi card with Neon membership then you can get upto 5% cashback based on slabs of spends. If you dont get that card then get Tata Neu Rupay card for UPI and get SBI Cashback card for cashback for transactions on MMT, Swiggy, Zomato, Diner (basically all online transactions).
Hi abhimarda, can you let me know if i should get ICICI sapphiro card as it is free for alumni or i should not go for it. Also, are one card relevant anymore?
 

abhimarda

KF Mentor
Hi abhimarda, can you let me know if i should get ICICI sapphiro card as it is free for alumni or i should not go for it. Also, are one card relevant anymore?
I have that card LTF and I don't find it much useful. If you are getting it LTF then take it. Onecard mostly I find irrelevant..have that as well..I use it on Apollo Pharmacy for 10% instant discount. Though one may see if they are getting good discount in their nearby area and then take a decision.
 
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