I am a 24 year old, who joined family business recently. Now I want to open an account in a completely new bank and create and FD of Rs One Lakh. Also want a credit card which links to UPI and can get cashbacks for mmt, swiggy, zomato, diner, etc daily usage apps. Airport lounge access is also a added benefit. I am unable to decide a credit card or decide what criterias should i be carefull of before i commit to a bank. Also need reviews of ONE card at current stage is it good anymore and also about AU small finance bank credit card reviews.