Pre-Approved CC over a call

I am keep getting calls from some 3rd party claiming to be employee from Indusind bank.
They offer some pre-approved credit card fir LTF.
They ask for following details

*Processing ditels*
Pan no:-
Email ID:-
Date of birth:-
Company name:-
Net salary:-
Adhar link number:-
Current resident pin code:-

I don't have any account/CC from indusind bank
Are these call are legitimate?

 

[amitvicky]

Most of the time they are 3rd party agencies who have tie ups with one or more banks like indusInd, axis, HDFC etc.

These agencies may be involved in doing site visits (home verification) etc on behalf of banks as banks usually don't send their own employees for home verification etc.

The same agencies may also run call and get customers to apply for CCs.

Sometimes they will promise high credit limit or other perks but remember that limit and card approval are banks decision.
But, These agencies would surely push your CC application as they know few ins and outs to get the approvals.

You may ask general questions like where is their office, website and which other banks they have tie ups with.

So many people apply and get CCs thru such call centers.

 

[TaxWiser]

I am keep getting calls from some 3rd party claiming to be employee from Indusind bank.
They offer some pre-approved credit card fir LTF.
They ask for following details

*Processing ditels*
Pan no:-
Email ID:-
Date of birth:-
Company name:-
Net salary:-
Adhar link number:-
Current resident pin code:-

I don't have any account/CC from indusind bank
Are these call are legitimate?

You can give it a try but don't activate the CC before confirming from IndusInd bank via email and if it's not LTF CC then after 30-35 days it will be automatically closed due to Inactivation, have some minor impact on your credit score which will eventually get back to normal within a month or two.