Regarding not increasing credit score

luffy

KF Rookie
Hello everyone,
I just want to know that how much impact will get on my credit score for having 10+ credit cards because my payment history is 100% never missed any payment and my credit utilisation also below 5% and only have a single enquiry for past 6 months and my credit score is not moving up from very long time. My current credit score is 777.
 
Some thing is fishy going on right now mine has also not increased since past 2 months,after RBI’S deadline of 31st march for all credit bureaus they will apdate the scores regularly.
 

cardy

KF Expert
Hello everyone,
I just want to know that how much impact will get on my credit score for having 10+ credit cards because my payment history is 100% never missed any payment and my credit utilisation also below 5% and only have a single enquiry for past 6 months and my credit score is not moving up from very long time. My current credit score is 777.
It's quite normal. Don't worry much. It'll increase over time. Live your life. No one needs 850 cibil to have any credit.

Because 777 is considered a very good cibil score. And if you are not a seasoned customer, i mean if your history is not more than 10 years it generally stays below 800. Credit age is also a very important factor in calculating CIBIL score.
 
Top