SBI Cashback Card

[prashantvishwakarma]

I am thinking to apply for SBI Cashback credit card does anyone know what is its approval rate and my civil is 773 I am already a customer of SBI I am using SBI Simplyclick card since 1.8 years should I apply for SBI cashback card or not

 

[nikhilchauhan]

If your CIBIL score is 773, that’s a very good score, approval chances for the SBI Cashback Card are quite high. Since you already have the SimplyClick card for almost 2 years, you have a good relationship with SBI, which also helps.

Just keep in mind that both cards have different benefits, Cashback is better for online/offline shopping due to flat cashback, while SimplyClick is more for online partner offers. If your spends are more general and you want straightforward cashback, it’s a good idea to apply.

Make sure your total credit utilization and recent inquiries are low before applying.