shariq elahi
KF Ace
Humari location par yeh credit card available nahi hai to mujhe koyi aisi trick bata sakta hai jo mujhe yeh card mil jaye jo kisi ne use ki ho or IDFC bhi available nhi hai uski bhi bta dena koyi agar pta ho to kisi ko.
SBI Cashback Credit Card Tips & Trick
- Thread starter shariq elahi
- Start date
aakashkapoor
KF Rookie
SBI Cashback card ka biggest issue hii yeh hai ki woh har location par approve nahi hota. SBI usually sirf un areas me deta hai jahan unki internal risk profile theek lagti ho. Iska koi “trick” honestly nahi hota but kuch cheezein help karti hain:
Pehle koi SBI card le lo
Agar aapke paas already SBI ka koi basic card hoga (SimplyCLICK / SimplySAVE etc.), to upgrade milna zyada easy hota hai. Direct fresh application se zyada chances upgrade me hote hain.
Branch visit karo
Kabhi-kabhi branch ke through manual request dalwane se approval mil jata hai, especially agar aapka salary account SBI me ho ya aapki profile clean ho.
CIBIL + existing credit usage
Agar score 750+ hai, utilization low hai, aur koi late payment nahi hai, to approval chances better hote hain.
IDFC bhi unavailable bola — iska matlab area restricted ho sakta hai
Kuch pin codes me multiple banks approval restrict karte hain. Aise cases me address change (office address try karna) kabhi-kabhi work karta hai.
Agar chaho to apna approx CIBIL score, existing cards aur income bata do, uske basis par bata sakta ho ki approval chances kitne hain aur kaun sa alternate cashback card try kar sakte ho.
Pehle koi SBI card le lo
Agar aapke paas already SBI ka koi basic card hoga (SimplyCLICK / SimplySAVE etc.), to upgrade milna zyada easy hota hai. Direct fresh application se zyada chances upgrade me hote hain.
Branch visit karo
Kabhi-kabhi branch ke through manual request dalwane se approval mil jata hai, especially agar aapka salary account SBI me ho ya aapki profile clean ho.
CIBIL + existing credit usage
Agar score 750+ hai, utilization low hai, aur koi late payment nahi hai, to approval chances better hote hain.
IDFC bhi unavailable bola — iska matlab area restricted ho sakta hai
Kuch pin codes me multiple banks approval restrict karte hain. Aise cases me address change (office address try karna) kabhi-kabhi work karta hai.
Agar chaho to apna approx CIBIL score, existing cards aur income bata do, uske basis par bata sakta ho ki approval chances kitne hain aur kaun sa alternate cashback card try kar sakte ho.
Similar threads
