SBI credit bill i 6 day late it will reflect on cibil?

[Poco]

I paid minimum due payment before due day but unfortunately full payment I made 6 day after after due date.

That 6 day late will show on my cibil ?

 

[kalash@35]

I paid minimum due payment before due day but unfortunately full payment I made 6 day after after due date.

That 6 day late will show on my cibil ?

1. Civil score not affected because unless 30 days more due
2. But charge late fees
3. Credit score not drop

 

[RitamModak]

1. Civil score not affected because unless 30 days more due
2. But charge late fees
3. Credit score not drop

No, your 6-day late full payment will not show as a late payment on your CIBIL report, as long as:


You paid at least the minimum due before the due date (which you did), and
The delay was less than 30 days from the due date.


CIBIL only marks a payment as “late” or “missed” if it’s 30+ days past due. However:


You might be charged interest on the unpaid amount for those 6 days, and
Your credit utilization and interest charges may still impact your credit score slightly.


But no late payment flag will appear on CIBIL. So don’t worry!