SBI Credit Card Limit Enhancement Info ..

BeHappy

KF Ace
Someone please tell me
I have two SBI CC
1. Simply Click 1.02 Lakh Limit
2. IRCTC Rupay with 10K limit

Earlier IRCTC was with 20K limit
I requested Customer Care to transfer my limit from IRCTC to Simply Click then they transfer 10K and told it's mandatory to have 10K limit in card.
I am planning to close IRCTC Rupay card & apply for SBI Cash back card.
My Questions -
1. Is it possible to merge limit of two cards ?
2. Is it possible to get Cashback card with different limit after this ?
3. How it will effect if I merge & close one card after a few months ?


Any other suggestions for me
 

Skylar

KF Master
Someone please tell me
I have two SBI CC
1. Simply Click 1.02 Lakh Limit
2. IRCTC Rupay with 10K limit

Earlier IRCTC was with 20K limit
I requested Customer Care to transfer my limit from IRCTC to Simply Click then they transfer 10K and told it's mandatory to have 10K limit in card.
I am planning to close IRCTC Rupay card & apply for SBI Cash back card.
My Questions -
1. Is it possible to merge limit of two cards ?
2. Is it possible to get Cashback card with different limit after this ?
3. How it will effect if I merge & close one card after a few months ?


Any other suggestions for me
If your card is approved, you will receive a call from them inquiring how you would like the amount to be allocated across each card.
 

zacobite

KF Mentor
Someone please tell me
I have two SBI CC
1. Simply Click 1.02 Lakh Limit
2. IRCTC Rupay with 10K limit

Earlier IRCTC was with 20K limit
I requested Customer Care to transfer my limit from IRCTC to Simply Click then they transfer 10K and told it's mandatory to have 10K limit in card.
I am planning to close IRCTC Rupay card & apply for SBI Cash back card.
My Questions -
1. Is it possible to merge limit of two cards ?
2. Is it possible to get Cashback card with different limit after this ?
3. How it will effect if I merge & close one card after a few months ?


Any other suggestions for me
i would suggest you keep them separate, do d any mixing.. close whatever card.. if u merge limit and cancel 1? lmit MAY reduce.. alag alag rakho..
 
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