Arvind0890
KF Rookie
Can anyone help me with the date when SBM Bank sends its data to CIBIL. Kindly inform about secured credit card as I have SBM KREIT.PE card.
SBM KREDIT.PE CREDIT CARD
- Thread starter Arvind0890
- Start date
Skylar
KF Master
These days every bank has to update it every 15days.
wealth_wise
KF Rookie
Secured Credit Card needs minimum INR 2,000/- deposit into FD and you get virtual card , if you want physical one to be delivered there is no fees but minimum FD amount is 5,000/- in total.
I first started with minimum 2k and later on created another FD of 3k which automatically generated & sent a physical card.
The limit of your usability will be with deduction from your deposited amount like- from 2k you can sped 19 hundred something, so like below 95%, i am not sure about this percentage but it exists. (maybe security deposit or something but let me know if someone knows about this)
I first started with minimum 2k and later on created another FD of 3k which automatically generated & sent a physical card.
The limit of your usability will be with deduction from your deposited amount like- from 2k you can sped 19 hundred something, so like below 95%, i am not sure about this percentage but it exists. (maybe security deposit or something but let me know if someone knows about this)
I heard it has an annual fee if you book an fd of 2000. So will it upgrade to lifetime free if you top-up your fd later?
