Secured and Unsecured Credit Cards

[kunal65]

I want to know if I can get a secured and unsecured credit card from the same bank. For example, I have an ICICI Platinum Chip Credit Card and now I want an ICICI Amazon Credit Card but I want that card to be unsecured.

 

[luciferocious]

yes you can

 

[KRISH#7171]

I want to know if I can get a secured and unsecured credit card from the same bank. For example, I have an ICICI Platinum Chip Credit Card and now I want an ICICI Amazon Credit Card but I want that card to be unsecured.

What is Secured Vs Un-Secured term ?

 

[Skylar]

secured and unsecured credit card from the same bank

Yes, you can get secured and Unsecured cards from same bank.
Generally, if you are holding a secured and using it responsibly then bank could offer you unsecured card.

 

[Skylar]

I have an ICICI Platinum Chip Credit Card

is your ICICI Platinum card secured?

 

[Skylar]

I want an ICICI Amazon Credit Card but I want that card to be unsecured.

ICICI APay card is only available as Unsecured as of now.

Try applying for it if you have good NRV with ICICI or your cibil is good.

 

[Skylar]

What is Secured Vs Un-Secured term ?

Unsecured: - No collateral required, based on creditworthiness.
Secured: - Requires a deposit (FD), ideal for building credit when there is no credit history or its poor.