Should I keep my Millennia CC

[Bhav]

I have the below cards and I want to close a few and keep only the ones which are actually useful! Can you people put your thoughts into it?

1. Amazon ICICI - This is the standard card i use only for amazon transactions. I am planning to keep it as it is only ON INVITE
2. HDFC Swiggy - This is quite beneficial so I have decided to keep it.
3. IDFC First card - I have recently got it and I bought it for lounge purpose
4. ICICI Rubyx Rupay card - since it is Rupay and I got it as a complimentary while account opening, I am using it for UPI transactions
5. TATA Neu HDFC Rupay Card - Yet to be dispatched.
6. HDFC Millennia - I have it from almost 4-5 years and now I see even to redeem the points as CB, we need to pay extra. I do not have lounge access as well on this now.

Is it worth keeping Millennia and ICICI Rupay?

 

[Skylar]

Is it worth keeping Millennia and ICICI Rupay?

Retain these cards if they are lifetime free. As the HDFC Millennia is a core card, it is advisable to keep it, as it may offer benefits for future card upgrades from HDFC. Additionally, the ICICI RuPay card is worth keeping for an instant 10% discount during sales.

 

[Bhav]

Thanks @Skylar well noted. I requested HDFC to close Millennia after I pay my outstanding but they blocked my card before paying outstanding now

 

[Bhav]

Thanks @Skylar well noted. I requested HDFC to close Millennia after I pay my outstanding but they blocked my card before paying outstanding now

 

[Skylar]

Thanks @Skylar well noted. I requested HDFC to close Millennia after I pay my outstanding but they blocked my card before paying outstanding now