SMARTBUY - IRCTC devaluation

[ChinmayG]

Just got to know that HDFC SmartBuy devalued IRCTC discount from 5% to 1%

Merchants qualified for SmartBuy core benefits:
Category	Infinia	Diners Black, Diners Black Metal, Biz Black metal	Regalia, Diners Privilege, BizPower	Other credit card	Debit card through web web/mlite/PWA/	Debit card through PayZapp shop	PayZapp Wallet
(Reward points)	(Reward Points)	(Reward Points)	(CashBack)	(DC cashback points)	(DC cashback points)	(PZ Cashpoint)	(PZ Cashpoint)
IRCTC	3X	3X	3X	1%	1%	1%	-	-

 

[krishna1718]

by nov1 they updated without notice

 

[ChinmayG]

That's true. It's a huge devaluation for basic cards.....

 

[krishna1718]

That's true. It's a huge devaluation for basic cards.....

because they are endorsing special irctc hdfc card so they devalued

 

[lone_warrior_ind]

because they are endorsing special irctc hdfc card so they devalued

Oh is it launched? I am extensively using Smartbuy IRCTC with Regalia Gold

 

[ChinmayG]

because they are endorsing special irctc hdfc card so they devalued

Thanks! Cashback and Reward both combined can give discount upto 10%. Rewards point value is 1rs, that's good.
I am not that frequent traveler, try to get it LTF instead of 500/year.

It is offering almost same as SBI IRCTC card.