So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. Is it a fraud?

rexy

KF Rookie
So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one until 3 months else it will affect my CIBIL. He then told me that he can give me some SBI credit card saying that no other bank other than SBI will give me credit card until one year. Is it true? Or is it some kind of scam/fraud?
 

Ankit tiwari

KF Rookie
hi rexy,

it is not fraud because your all transaction depends upon your otp and pin so chill.

If you have any card that isn't serving its purpose or causing issues, it might be a good idea to consider getting a new one.

With an SBI credit card, you can easily pay off the bills of other credit cards and get some extra time to clear those dues. If you're interested, you can go ahead and apply for it.
 
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