Suggestion on Credit card

[parth_94]

Hi all,

Wanted suggestions on credit cards
1> where transaction OTP can be acquired on registered email? (it doesnt come in HDFC/ICICI cards they only send it to phone)
2> any suggestions on lowest international markup credit cards?

Thanks in advance

 

[arjungoyal12]

For lowest markup credit cards then it might be the Niyo Forex Global card. It's a very good option while traveling internationally. I'm not sure about the answer to first question

 

[AV$]

Hi all,

Wanted suggestions on credit cards
1> where transaction OTP can be acquired on registered email? (it doesnt come in HDFC/ICICI cards they only send it to phone)
2> any suggestions on lowest international markup credit cards?

Thanks in advance

1. RBL

INDUSIND

AXIS (Axis email OTPs are usually slow to arrive)
PS: One trick you can use is to select "pay on bank page"

Onecard doesn't require an OTP as you can just swipe to confirm transaction

2. Lowest forex credit cards
Idfc wow - Zero
Niyo Global - Zero
Onecard - 1% (Sometimes they run an offer where you get reward points equal to forex so it's basically zero)
Scapia - Zero (But currently federal is not issuing this co branded credit card due to some issue with RBI)

Cards mentioned above are all LTF
PS: AU ixigo credit card has some offers running for card fee, you can check it as well

If you are okay with paying a fee there are other options too like
HDFC Regalia Forex credit card - ZERO
RBL world safari credit card - ZERO
Indusind explorer credit card - ZERO

And ofc Axis Burgundy private

Then there are other LTF or low fee cards with forex charges ranging from 1 to 3.5%
One example: Indusind legend - LTF - 1.8%