Tata Neu Card with Core and Swiggy Card

[mr.chaubey]

I observed that the TATA Neu app reflects a zero joining fee for these cards, while the HDFC Bank website mentions a "no annual fee" offer as part of a limited-time festival promotion. Could you please confirm if this means that, upon approval, the card will be issued as Lifetime Free (LTF)?

Please note that I got Millenia Card as LTF in 21 August 2024 and Swiggy Card in 18 Sept 2024. Can I get Tata Neu Card now?

If I'm applying through website it reflecting that the message, “It seems that you have recently applied for a credit card. Hence, we will not be able to proceed with your current application.” Therefore, I can apply through the TATA Neu application only.

Please suggest alternative modes through which I can apply for LTF card?

 

[Skylar]

I observed that the TATA Neu app reflects a zero joining fee for these cards, while the HDFC Bank website mentions a "no annual fee" offer as part of a limited-time festival promotion. Could you please confirm if this means that, upon approval, the card will be issued as Lifetime Free (LTF)?

Please note that I got Millenia Card as LTF in 21 August 2024 and Swiggy Card in 18 Sept 2024. Can I get Tata Neu Card now?

If I'm applying through website it reflecting that the message, “It seems that you have recently applied for a credit card. Hence, we will not be able to proceed with your current application.” Therefore, I can apply through the TATA Neu application only.

Please suggest alternative modes through which I can apply for LTF card?

When I applied for the Swiggy HDFC card, I already had the Core (LTF) card and the Tata Neu card (paid), so it was not an issue. You can apply for the card as well.

However, if you have a pending application or if your previous application is less than six months old, the lead might not be deleted yet. Consequently, HDFC may not accept new applications from you. In such cases, even if you apply through the Tata Neu website, you would receive the same message.

 

[amitvicky]

When I applied for the Swiggy HDFC card, I already had the Core (LTF) card and the Tata Neu card (paid), so it was not an issue. You can apply for the card as well.

However, if you have a pending application or if your previous application is less than six months old, the lead might not be deleted yet. Consequently, HDFC may not accept new applications from you. In such cases, even if you apply through the Tata Neu website, you would receive the same message.

The experience might vary person to person.....

Here's mine....

I applied / got tata neu card (LTF) in May-2023.

I applied for HDFC Swiggy card in mid of Oct-2024, and yet I got the same message that I have applied for a HDFC card recently.

I have seen similar concerns from so many people in other forums also.

So can't say if the lead is not deleted even after 1.5 years (at least in my case specifically) or theres another check/logic

A few have advised to use a different mobile number to apply for Swiggy card to get rid if this error, haven't tried though.


But whosoever is getting this card, very nice.