arjungoyal12
KF Mentor
In case you're into shopping and love select benefits, the Tata Neu HDFC Bank Infinity Credit Card might catch your eye. HDFC Bank, in collaboration with Tata Neu, has presented co-branded credit cards – the Tata Neu HDFC Bank Infinity Credit Card :
Fees:
Redemption:
Pros:
The Tata Neu HDFC Bank Infinity Credit Card is a solid contender for eager customers with a genuine rating of 4/5, advertising great rewards and benefits. The cashback on Tata Neu app purchases could be a standout, along with complimentary relaxation and insurance covers. However, Neu Coins expire after a year and the high annual fee waiver limit is to be considered.
In case shopping is your strong point and you fulfill the eligibility criteria, this card may well be a profitable addition to your wallet. Guarantee you get it all points of interest, counting expenses, and rewards, sometimes recently making a choice.
Fees:
- Joining Fee: Rs. 1,499 + GST
- Renewal Fee: Rs. 1,499 + GST
- Interest Rate: 3.49% per month (41.88% per annum)
- Foreign Currency Markup: 2%
- Fuel Surcharge Waiver: 1% on transactions between Rs. 400 and Rs. 5,000
- Reward Rate: Up to 10%
- Rewards Redemption: 1 Neu Coin = Re. 1 on Tata partner brands
- Lounge Access: 8 complimentary domestic and 4 international lounge visits per year
- Insurance Cover: Rs. 1 crore against air accidents, Rs. 15 lakhs for emergency hospitalization, and lost card liability cover up to Rs. 9 lakhs
- 5% NeuCoins on Tata Neu App/Website: Enjoy a 5% cashback in the form of NeuCoins when you make purchases on the Tata Neu app or website.
- Additional 5% on Activating Neu Pass: Up your rewards by activating the Neu Pass on the mobile application, earning an extra 5% NeuCoins on your transactions.
- 5% on Partner Tata Brands: If you shop at Tata's partner brands, including AirAsia India, Bigbasket, Croma, Westside, Tata CLiQ, and more, and earn a generous 5% cashback.
- 1.5% NeuCoins on UPI Spends: For UPI transactions, the card offers a 1.5% cashback in NeuCoins, providing additional value on your digital payments.
Redemption:
- Neu Coins: The earned NeuCoins can be redeemed against a variety of brands available on the Tata Neu app/website. These brands include AirAsia India, Bigbasket, Croma, Westside, Tata CLiQ, and more.
- Monetary Value: Each NeuCoin holds a monetary value of ₹1 during redemption.
- Age: 21 to 65 years for self-employed, 21 to 60 years for salaried
- Income: Rs. 1 lakh per month for salaried, Rs. 12 lakhs per annum for self-employed
- Documents: Identity proof, address proof, income proof
- Online: Visit HDFC Bank’s official website, select Tata Neu Infinity Credit Card, and fill in the online application form.
- Offline: Visit the nearest HDFC Bank branch, collect the application form, fill it out, and submit with required documents.
Pros:
- 10% cashback on Tata Neu app purchases
- Low foreign currency markup of 2%
- Complimentary lounge access
- Welcome bonus of 1,499 Neu Coins
- Neu Coins expire after one year
- High annual fee waiver threshold of Rs. 3 lakhs
The Tata Neu HDFC Bank Infinity Credit Card is a solid contender for eager customers with a genuine rating of 4/5, advertising great rewards and benefits. The cashback on Tata Neu app purchases could be a standout, along with complimentary relaxation and insurance covers. However, Neu Coins expire after a year and the high annual fee waiver limit is to be considered.
In case shopping is your strong point and you fulfill the eligibility criteria, this card may well be a profitable addition to your wallet. Guarantee you get it all points of interest, counting expenses, and rewards, sometimes recently making a choice.
