Hi All, just wanted to share my experience here. I recently spoke to a Ditto insurance advisor on WhatsApp, and they told me they couldn't recommend any term insurance policy because I'm a kidney donor.
They mentioned that "based on their past experience with applicants who have donated a kidney, insurers have unfortunately declined such term insurance applications." And they said they wouldn’t be able to proceed with a term plan for my profile.
I wanted to ask—does being a donor really mean I can’t buy a policy at all? And even if I manage to buy one, will it be rejected later?
Would really appreciate any guidance or advice. Thank you
They mentioned that "based on their past experience with applicants who have donated a kidney, insurers have unfortunately declined such term insurance applications." And they said they wouldn’t be able to proceed with a term plan for my profile.
I wanted to ask—does being a donor really mean I can’t buy a policy at all? And even if I manage to buy one, will it be rejected later?
Would really appreciate any guidance or advice. Thank you
