anuragmukherjee28
Moderator
Titan SBI Credit Card offers benefits on popular Titan Group brands including Tanishq, Mia, Caratlane, Zoya, Fastrack, Skinn, Sonata etc. Cardholders can save up to 7.5% on these brands in the form of cashback, along with a good reward rate across all non-Titan spends.

Welcome Offer
If you spend frequently on Titan and its brands, this card would definitely be a great addition. I've attached a Card Benefits Calculator to help you estimate your potential rewards.
Final Verdict
This card is a good option if you're a frequent shopper at Titan and its brands. However, if you don't shop there often, you might be better off with a card that offers higher rewards for general spending.

Welcome Offer
- Get 12000 Reward Points worth Rs. 3000 on payment of annual fees.
- Use your Reward Points to redeem against a wide array of Titan Vouchers
- Annual Fee (one-time): Rs. 2999 + GST
- Renewal Fee (per annum): Rs. 2999 + GST (waived off on annual spends of ₹3,00,000. )
- Add-on Fee (per annum): Nil
- 3% value back on Tanishq in form of Gift Vouchers
- 5% cashback on Mia, Caratlane & Zoya
- 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata
- All value back and cashback will be auto-credited to the card holders account within 5 working days of the next statement generation.
- For information regarding capping, please refer to the Benefit and Rewards Section under Terms and Condition
- 6 Reward Points per Rs 100 spent on all other categories outside Titan spends.
- Reward Point Accrual exclusion on Fuel, Wallet upload, Property Rental, Utilities categories
- Each Reward Point = Rs. 0.25
- Use your Reward Points to redeem against a wide array of Titan Vouchers
- For information regarding capping, please refer to the Benefit and Rewards Section under Terms and Condition
- Spend Based Reversal on Annual Spends of Rs 3Lac
- Fee reversal is preconditioned on fee levied during the renewal cycle
- Additional 5000 worth Gift Voucher on Annual Spends of Rs5 Lac as Milestone Rewards
- Additional 10000 worth Gift Voucher on Annual Spends of Rs10 Lac as Milestone Rewards
- These Gift Vouchers are applicable to be redeemed only at exclusive Titan Stores
- SBI Card Titan Cardholder are eligible for :
- 8 Domestic Lounge access in a year capped to 2 access per quarter
- 4 complimentary International Airport Lounges in an year capped to 2 Per Quarter
- Priority Pass Membership
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your TITAN SBI Card PRIME.
- Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age.
If you spend frequently on Titan and its brands, this card would definitely be a great addition. I've attached a Card Benefits Calculator to help you estimate your potential rewards.
Final Verdict
This card is a good option if you're a frequent shopper at Titan and its brands. However, if you don't shop there often, you might be better off with a card that offers higher rewards for general spending.