anuragmukherjee28
Moderator
Titan SBI Credit Card offers benefits on popular Titan Group brands including Tanishq, Mia, Caratlane, Zoya, Fastrack, Skinn, Sonata etc. Cardholders can save up to 7.5% on these brands in the form of cashback, along with a good reward rate across all non-Titan spends. 
		
		
	
	
		
	
Welcome Offer
If you spend frequently on Titan and its brands, this card would definitely be a great addition. I've attached a Card Benefits Calculator to help you estimate your potential rewards.
		
	
Final Verdict
This card is a good option if you're a frequent shopper at Titan and its brands. However, if you don't shop there often, you might be better off with a card that offers higher rewards for general spending.
			
			Welcome Offer
- Get 12000 Reward Points worth Rs. 3000 on payment of annual fees.
 - Use your Reward Points to redeem against a wide array of Titan Vouchers
 
- Annual Fee (one-time): Rs. 2999 + GST
 - Renewal Fee (per annum): Rs. 2999 + GST (waived off on annual spends of ₹3,00,000. )
 - Add-on Fee (per annum): Nil
 
- 3% value back on Tanishq in form of Gift Vouchers
 - 5% cashback on Mia, Caratlane & Zoya
 - 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata
 - All value back and cashback will be auto-credited to the card holders account within 5 working days of the next statement generation.
 - For information regarding capping, please refer to the Benefit and Rewards Section under Terms and Condition
 
- 6 Reward Points per Rs 100 spent on all other categories outside Titan spends.
 - Reward Point Accrual exclusion on Fuel, Wallet upload, Property Rental, Utilities categories
 - Each Reward Point = Rs. 0.25
 - Use your Reward Points to redeem against a wide array of Titan Vouchers
 - For information regarding capping, please refer to the Benefit and Rewards Section under Terms and Condition
 
- Spend Based Reversal on Annual Spends of Rs 3Lac
 - Fee reversal is preconditioned on fee levied during the renewal cycle
 
- Additional 5000 worth Gift Voucher on Annual Spends of Rs5 Lac as Milestone Rewards
 - Additional 10000 worth Gift Voucher on Annual Spends of Rs10 Lac as Milestone Rewards
 - These Gift Vouchers are applicable to be redeemed only at exclusive Titan Stores
 
- SBI Card Titan Cardholder are eligible for :
 - 8 Domestic Lounge access in a year capped to 2 access per quarter
 - 4 complimentary International Airport Lounges in an year capped to 2 Per Quarter
 - Priority Pass Membership
 
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your TITAN SBI Card PRIME.
 - Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age.
 
If you spend frequently on Titan and its brands, this card would definitely be a great addition. I've attached a Card Benefits Calculator to help you estimate your potential rewards.
Final Verdict
This card is a good option if you're a frequent shopper at Titan and its brands. However, if you don't shop there often, you might be better off with a card that offers higher rewards for general spending.