What if a make payment to someone else savings account by credit card by UPI do i have to my any charges?

newUser

KF Rookie
Do i have to pay any charges if i make a UPI transection by my Credit card to someone else bank account by scan and pay or on there phone no. and it was Savings or Current Account ?
If yes then how much charges do i have to pay and how can i know about this change on my credit card ?
 

hitirfan

KF Mentor
Do i have to pay any charges if i make a UPI transection by my Credit card to someone else bank account by scan and pay or on there phone no. and it was Savings or Current Account ?
If yes then how much charges do i have to pay and how can i know about this change on my credit card ?
Savings account won't accept Payment from Rupay CC. But you can pay to Current account with QR like shop keepers have without any charges. But that person may have to pay MDR charges. However, due to these charges many disable recieving payment from Rupay CC
 

abhimarda

KF Mentor
Except atm withdraw and forex charges on which transection i get charged ?
Also what are hidden charges on credit card ?
There can be charges depending on the type of card and facility you use on card. If you take a life time free card and use it only for domestic purchases (except fuel) without any loan/ EMI and pay the entire bill within the due date and use it within your approved credit limit, there should not be any charges.

The more facility you use, the more charges there can be like late payment charges, EMI conversion charges, Annual charges on paid cards, over limit charges, reward redemption charges, forex charges, check bounce charges, charges for bill payment in cash, add on card charges, fuel surcharge etc..
 
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