What is the best ROI for home loan now?

[Samkhu]

I know at the start of year, ROI were quit attractive like 8.3 or may be less. I want to transfer my home loan which is at 8.5. Please share the bank name who offer loans at better ROI

 

[zacobite]

I know at the start of year, ROI were quit attractive like 8.3 or may be less. I want to transfer my home loan which is at 8.5. Please share the bank name who offer loans at better ROI

wait for festival season.. in 2 month u will get lotsa offer.. negotiate with your own bank.. they will reduce

 

[Capt. Sandeep Mathur]

as of now no one is offering below 8.6 i believe ..this is on a really good CIBIL

 

[zacobite]

as of now no one is offering below 8.6 i believe ..this is on a really good CIBIL

8.35 is also available.. but u may get lower ltv

 

[SukhpalHundal]

Almost all banks are roving around 8.35% to 8.9% at the current, not a great time to make a switch. Just like someone said above either wait for festivities to begin for great offers or reach out your bank for customised negotiation.