Use SBI rupay virtual debit card to pay. For every Rs.100 paid you get 1 point for debit card spend. Since it's Rupay card you get bonus 1 point as well, so 2 points per Rs 100. Once you hit 1000 points in a financial year then you get 1000 points bonus (on every 1000 points you get 1000 bonus). So effectively you get 4 points per Rs 100. Every 4 points is 1 rupees. So effectively you get 1% return on debit card payment of credit card. Of course you can use that on MobiKwik as well and get the MobiKwik cashback as well increasing your effective cashback above 1%.Hello Members!
I'm trying to find out what is the best way to pay credit card bills every month. Cred is providing very less cashback, Mobikwik has also reduced it cashback to 25 rupees per card.
Suggestions Please
Only for 16k bill payment and you get Rs.400 cashback max @2.5% cashback.
Don't need to spend anything! Register on ebixcash website (not app) and complete KYC. Download the Ebixcash Bhim UPI app (make sure you download this app only). Now add Rs.5000 max daily to Ebixcash wallet (that's max for the day) and using the app transfer to your bank account by UPI..no charges.. So not save your DC on website else your payments will fail. Enter it manually everytime. So, in 4 days you would have transferred Rs.16k to it and your eligible transactions for cashback for the month are over. Now just pay your bill using any debit card/ UPI on MobiKwik using FULLPAY code and get 1% (max Rs.25) cashback.
