Which bank is best to get a low interest personal loan?

[arjungoyal12]

It is been a long time that I have been in some debt. But this debt is all from offline people. My cibil score. I have got a good job but now I want some low interest personal loan amount so i can pay off the debt and start giving EMI with my salary. I really want to get out from this is there any bank or app who gives personal loan at low interest.

 

[nikhilchauhan]

Hey, I totally get your situation, it’s smart that you’re planning to clear your offline debt and switch to a proper EMI setup. Most banks offer decent personal loan rates these days if your CIBIL score is good and you have a stable job.

You can check HDFC Bank, ICICI Bank, Axis Bank, or even SBI, these banks usually have competitive interest rates for salaried people. Also, try checking apps like Paisabazaar or BankBazaar, they compare multiple loan offers based on your profile, so you can see who’s giving the lowest rate before applying.

Tip: apply to only one or two lenders after comparing, because too many loan applications can affect your CIBIL score. Hope this helps, you’re on the right track by planning this out.