Which is better then FD???

[Ravindermahi]

Mere pass 1.5 lakh rupees hai, mujhe investment krni hai lekin mujhe smjh nhi aa rehe ke FD Krva dau ja kuj or , monthly ve invest Krna chata hu, please eny suggestions....

 

[arjungoyal12]

Agar safety chahiye aur tension free investment chahte ho, to FD theek option hai Lekin agar thoda better return chahte ho aur monthly invest karna hai, to sirf FD mein mat rakho

Aap 1.5 lakh ko aise split kar sakte ho, Kuch amount (jaise 50–60k) FD ya liquid fund mein rakh lo emergency ke liye. Baaki amount ko monthly SIP ke through mutual funds (balanced ya index fund) mein invest kar sakte ho

Isse risk bhi spread ho jayega aur long term mein FD se better returns milne ke chances rehte hain Agar bilkul naya ho, to aggressive funds avoid karo aur simple index or hybrid fund se start karo

FD safe hai, lekin long term ke liye SIP zyada better hota hai agar thoda risk le sakte ho

 

[krishna1718]

If you want better interest rate and safe but long term investment without closing go with RBI Floating Rate saving bonds, little risk but RBI security with Small finance bank fd