Which Rupay Credit Card should I primarily use for maximum benefits?

[hitirfan]

I have following Rupay Credit Cards:-

1. HDFC IOCL CC (Paid -50K for waiver) - Minimum 150 spend for reward point.
2. BOB Easy - LTF - Minimum 100 spend for reward point.
3. BOB Energia - LTF - Minimum 150 for reward point.
4. Super Money FD Card - No minimum limit.

Which of these card should I primarily use for UPIs? I used these cards in Super Money app to get cashback in the app for UPI transactions.

 

[Mr.Christmas]

Try Kiwi Credit card,

2nd Go for Bob LTF

3rd Super Money Fd

 

[hitirfan]

Try Kiwi Credit card,

2nd Go for Bob LTF

3rd Super Money Fd

No eligible for Kiwi, due to service issue, I guess. Is there any other option?

 

[hitirfan]

@Skylar pls guide

 

[Mr.Christmas]

@Skylar pls guide

Bob really Ltf ?? or spend base LTF?

 

[hitirfan]

Bob really Ltf ?? or spend base LTF?

BOB issues few LTF cards, Easy/ Premier and another one. Then BOB Energia or Snapdeal are given as additional cards LTF

 

[Skylar]

I have following Rupay Credit Cards:-

1. HDFC IOCL CC (Paid -50K for waiver) - Minimum 150 spend for reward point.
2. BOB Easy - LTF - Minimum 100 spend for reward point.
3. BOB Energia - LTF - Minimum 150 for reward point.
4. Super Money FD Card - No minimum limit.

Which of these card should I primarily use for UPIs? I used these cards in Super Money app to get cashback in the app for UPI transactions.

HDFC IOCL: Earn 1 Fuel Point for every ₹150 spent. Fuel Points can be redeemed for free fuel at IndianOil outlets (1 FP = ₹0.96) through the IndianOil XTRAREWARDS Program, or as cashback and for catalog products via net banking (1 FP = ₹0.20).

BOB Easy: Earn 1 reward point for every ₹100 spent. Reward point value is ₹0.20.

BOB Energia: Earn 2 reward points for every ₹150 spent. Reward point value is ₹0.20.

Super Money FD Card: Reward point value is ₹0.50.

For fuel redemptions, it is better to choose the HDFC IOCL card as you get a value of ₹0.96 per reward point at IndianOil outlets. The next best option is the Super Money FD Card, which provides direct cashback credited to your account.

 

[GURUWALKE]

BOB issues few LTF cards, Easy/ Premier and another one. Then BOB Energia or Snapdeal are given as additional cards LTF

Kivi by YES bank

 

[hitirfan]

Super Money FD Card: Reward point value is ₹0.50.

For fuel redemptions, it is better to choose the HDFC IOCL card as you get a value of ₹0.96 per reward point at IndianOil outlets. The next best option is the Super Money FD Card, which provides direct cashback credited to your account.

Thanks. Super Card ka to reward differnt hota. Sometimes it gives better cashback. Any other better Rupay Card which I can apply? Tata Neu nahi lagega mje, Kiwi not eligible.

 

[hitirfan]

Kivi by YES bank

I'm not eligible for that due to location.

 

[amartyabhunia001]

I have following Rupay Credit Cards:-

1. HDFC IOCL CC (Paid -50K for waiver) - Minimum 150 spend for reward point.
2. BOB Easy - LTF - Minimum 100 spend for reward point.
3. BOB Energia - LTF - Minimum 150 for reward point.
4. Super Money FD Card - No minimum limit.

Which of these card should I primarily use for UPIs? I used these cards in Super Money app to get cashback in the app for UPI transactions.

Tell me if I apply super money fd card now
I am eligible for super money plus card or not eligible??

 

[amitvicky]

Tell me if I apply super money fd card now
I am eligible for super money plus card or not eligible??

I heard only 1 can be availed.... So nope.

 

[Skylar]

Thanks. Super Card ka to reward differnt hota. Sometimes it gives better cashback. Any other better Rupay Card which I can apply? Tata Neu nahi lagega mje, Kiwi not eligible.

Yeah, even I won't recommend tata neu card.

- Check out Jupiter app Heard it will give CB with your existing rupay card if you link it and use it with their app.