Zero Balance Savings account for students

[Rp1]

I am 19yo, student. I have Regular Savings Account in SBI, But i want a secondary account.

Requirements:-
1. Zero Balance account
2. Chequebook facility
3. Free debit card
4. Net banking, Mobile Banking

In my consideration there are three bank accounts that fullfill all these requirements
1. IDFC Future Frist savings account (only for students studying in premier colleges of india. Since I am not an IITan so I am not eligible for this account)
2. BOB Bro savings account [sounds promising, but they says Free debit card (applying and renewal charges are Zero) but there are AMC charges on it. 300rs +GST LoL not free]
3. BOB Basic Savings account (This is the best BSBD account umang all the Banks in India. Reason it is the only back account that that fullfill my requirements mentioned above. But to open this account is not easy,
¹frist i have to personally go to the bank and there is no branch of BOB in my city. So sad
²And second Banks do drama to open BSBS Accounts. "ye type ka koi account hi exists nahi karta" , aur karta bhi ho to "dekhiye bhai sab ham ye account nahi kholte hai, aap kahi aur jake khulwaiye")

So BeKifaayati community can you suggest me which bank account should I open

 

[krishna1718]

1) PNB Basing saving account with zero amc and free debit card you open online with vkyc
2) kotak 811 super i think you can open this through visiting bank AMC 300 free debitcard. debitcard has 5% cashback upto 500 everymonth if you do online or offline pos payments

 

[Rp1]

1) PNB Basing saving account with zero amc and free debit card you open online with vkyc
2) kotak 811 super i think you can open this through visiting bank AMC 300 free debitcard. debitcard has 5% cashback upto 500 everymonth if you do online or offline pos payments

1. BNB Basic Savings account is good for my requirements but there no branch in my city and near my city + you can open only one BSBD account. There is a Bank of Baroda branch less than one hour away from my city by train and BOB giving more features then PNB i will prefer BOB
2. Kotak 811 same no branch near me. Can't open online. Sad life


But I will think about BNB BSBD account since it can be opened online through video KYC

 

[krishna1718]

1. BNB Basic Savings account is good for my requirements but there no branch in my city and near my city + you can open only one BSBD account. There is a Bank of Baroda branch less than one hour away from my city by train and BOB giving more features then PNB i will prefer BOB
2. Kotak 811 same no branch near me. Can't open online. Sad life


But I will think about BNB BSBD account since it can be opened online through video KYC

pnb open any town in your state you no need to go bank i also dont have nearby branch but i applied 100 km far branch. if you ok with au 0101 of any branch in your state. you can apply online you will get rupay platinum debitcard with 240 annual charges but you will receive 20% upto 100 cashback everymonth on fridays in amazon bill payment and swiggy foodorders indirectly you can save 200 everymonth = 2400 in a year

 

[TaxWiser]

I am 19yo, student. I have Regular Savings Account in SBI, But i want a secondary account.

Requirements:-
1. Zero Balance account
2. Chequebook facility
3. Free debit card
4. Net banking, Mobile Banking

In my consideration there are three bank accounts that fullfill all these requirements
1. IDFC Future Frist savings account (only for students studying in premier colleges of india. Since I am not an IITan so I am not eligible for this account)
2. BOB Bro savings account [sounds promising, but they says Free debit card (applying and renewal charges are Zero) but there are AMC charges on it. 300rs +GST LoL not free]
3. BOB Basic Savings account (This is the best BSBD account umang all the Banks in India. Reason it is the only back account that that fullfill my requirements mentioned above. But to open this account is not easy,
¹frist i have to personally go to the bank and there is no branch of BOB in my city. So sad
²And second Banks do drama to open BSBS Accounts. "ye type ka koi account hi exists nahi karta" , aur karta bhi ho to "dekhiye bhai sab ham ye account nahi kholte hai, aap kahi aur jake khulwaiye")

So BeKifaayati community can you suggest me which bank account should I open

Since you already have a primary savings account in a PSU bank, you should consider having a secondary savings account in a private bank. A mix of both PSU and private banks can be beneficial in many ways if utilized efficiently.

My personal recommendation for a private bank savings account is the HDFC Farmer’s Savings Account (MAB: ₹2500, Annual DC charge: ₹236). It offers all the features of a regular savings account along with best-in-class services and offers.

 

[impra]

I am 19yo, student. I have Regular Savings Account in SBI, But i want a secondary account.

Requirements:-
1. Zero Balance account
2. Chequebook facility
3. Free debit card
4. Net banking, Mobile Banking

In my consideration there are three bank accounts that fullfill all these requirements
1. IDFC Future Frist savings account (only for students studying in premier colleges of india. Since I am not an IITan so I am not eligible for this account)
2. BOB Bro savings account [sounds promising, but they says Free debit card (applying and renewal charges are Zero) but there are AMC charges on it. 300rs +GST LoL not free]
3. BOB Basic Savings account (This is the best BSBD account umang all the Banks in India. Reason it is the only back account that that fullfill my requirements mentioned above. But to open this account is not easy,
¹frist i have to personally go to the bank and there is no branch of BOB in my city. So sad
²And second Banks do drama to open BSBS Accounts. "ye type ka koi account hi exists nahi karta" , aur karta bhi ho to "dekhiye bhai sab ham ye account nahi kholte hai, aap kahi aur jake khulwaiye")

So BeKifaayati community can you suggest me which bank account should I open

Go for kotak 811 account (zero charge with virtual debit card)
or
au bank account (236/year for debit card)

 

[Rp1]

(MAB: ₹2500, Annual DC charge: ₹236)

Currently that's too expensive for me for a savings bank account

 

[Rp1]

Go for kotak 811 account (zero charge with virtual debit card)
or
au bank account (236/year for debit card)

1. Can't open Kotak 811 account online & no branch near me

2. What type of debit card AU bank offers fo 200rs+GST?

 

[krishna1718]

1. Can't open Kotak 811 account online & no branch near me

2. What type of debit card AU bank offers fo 200rs+GST?

rupay platinum debit card with offer 20% cashback upto 100 on fridays