ZERO balance savings account

Yes I already tried that, request is getting declined every time, then I contacted to bank then they told me cheque book not applicable on this account.
I'm using Indus delight mf savings account and I have ordered two cheques one from mobile app and another time via net banking website .
 
Yes I already tried that, request is getting declined every time, then I contacted to bank then they told me cheque book not applicable on this account.
wired I'm able to order cheque, try this indusind portal, if you are very urgently required to get cheque you can convert your account to MAB account, but still not recommended, try email indusind team or tag them in twitter they will surely resolve your issue.
 

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rk2354976

KF Ace
On this site I am getting another weared issue. Mobile no. Is not linked 😭
 

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Gajendrakumar

KF Mentor
How did you get the cheque book, I also have indus delight account, but not received the chequebook even I had tried to get cheque book and contacted to bank also, they denied that cheque book will not be issued to this account.
You have to opt while account opening
 

Gajendrakumar

KF Mentor
No option shown like that while account opening
Which was showed to me while opening their delite account. Though I can not able to get a PIN number for the virtual card. I tried calling/maill customer care, their service was pathetic. They don't even understand your query and simply do their copy paste job.
 

sachinsharma

KF Rookie
I have a Kotak 811 zero balance savings account and I was happy with it. Still, then I got to know that Kotak allows only 1 free cash deposit in a month so I want a new zero balance savings account where there are more free cash deposits and a free debit card(virtual will work) like Kotak. I am 20 now.
The Indus Indie and Indus Delight accounts are comparable alternatives to the Kotak 811.
 

Nirvana

KF Rookie
The physical debit card issued with the newly opened A/C has Annual fee of 150+GST(Rupay) & 200+GST(Visa) but you can block/close them via app after getting the Virtual Debit Card with ₹0 annual fees😉
I already have SBI normal saving Account with Debit card so, is there step so i can close kotak 811 debit card? i don't even use for getting cash and vertual card is fine for me
 

krishna1718

KF Mentor
I already have SBI normal saving Account with Debit card so, is there step so i can close kotak 811 debit card? i don't even use for getting cash and vertual card is fine for me
you opt for 811 super amc 300 you will get platinum card for free u can also earn 5% cashback on online and offline spends
 

TaxWiser

KF Mentor
I already have SBI normal saving Account with Debit card so, is there step so i can close kotak 811 debit card? i don't even use for getting cash and vertual card is fine for me
SBI A/C... Kotak 811 DC..
I am unable to understand your concern, please elaborate.
 

Nirvana

KF Rookie
SBI A/C... Kotak 811 DC..
I am unable to understand your concern, please elaborate.
I have Kotak 811 account with Physical Debit card which i don't use and every year paying its charges. I'm ok with Virtual card so if there is possible i can save some amount with not paying for physical debit card.

"but you can block/close them via app after getting the Virtual Debit Card with ₹0 annual fee" If u can explain this step as u mention above


Alternative i have sbi with physical debit card if i need to get cash from atm
 

TaxWiser

KF Mentor
I have Kotak 811 account with Physical Debit card which i don't use and every year paying its charges. I'm ok with Virtual card so if there is possible i can save some amount with not paying for physical debit card.

"but you can block/close them via app after getting the Virtual Debit Card with ₹0 annual fee" If u can explain this step as u mention above
I'm not familiar with Kotak but you can check out following videos regarding the same:
Alternative i have sbi with physical debit card if i need to get cash from atm
If you're comfortable with Yono Cash feature(for withdrawing cash) & SBI Virtual DC(Regular Online usage), then you can close SBI physical DC too. ✌️
 
I wanted to open Kotak account for 5% Cashback? My query- Is it applicable for all online(Unipay)/offline transactions?
Can I convert my Kotak Everyday Super acct to 811 Super acct
 

krishna1718

KF Mentor
I wanted to open Kotak account for 5% Cashback? My query- Is it applicable for all online(Unipay)/offline transactions?
Can I convert my Kotak Everyday Super acct to 811 Super acct
i got 5% cashback 1 week ago for online offline even sbi unipay credit card bill payment
 

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