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Financial Planner
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NitishKumar
Hi

May i know what kind of service do you provide as part MF investment.
Currently i have couple of direct fund invested in MF (4 portfolios), less than 5L total.
want to get them reviewed.
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Hello everyone, I recently came across a name called billcut.com!
I just want to know how reliable the company is & it’s background, if I want to use it to pay my credit card bill.
I’ll be highly obliged You can help me with the necessary information like should I go for the company & does it has any hidden charges as they portrait on their website etc.
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nooruddinit
Could you please someone help me how to save Maximum tax those who earn 30 LPA
jaspal
i am a defence person which credit card for me best option?
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QamarImam
You should first look at your expenses, what are your monthly expenses, after that find the best credit card for yourself and get it so that along with your expenses, you can save some money as a reward or cashback, this is the benefit of using a credit card
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My mother is 59 years old (monthly pension 25000)having 3 ulip one of tata fortune pro and 2 hdfc click to wealth premium wavier option.these are running from September 2021.my income is about only 8000 so I have taken premium waviear option.what should I do with these ulips?
Chiranjib Guha
SEBI Registered Mutual Fund Advisor &IRDAI Certified Insurance Advisor.
Services l offered - Mutual fund, Lifelong Pension from Mutual Fund ,Term Life insurance, Health insurance, Guaranteed Pension Plan etc.
Helping clients to achieve Financial Freedom
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How to change unsecured Hdfc credit card to secured?? because its effecting my cibil score
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harsh_ujjwal
Unsecured card can't be converted into secured one. You have to apply FD based card separately.
hitirfan
hitirfan
How is it affecting your CIBIL? Keep minimum or zero credit Utilization ratio and your Score will improve.
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Personal loan Lena chaiye? Minimum intrest
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finalphanishu
It's very important to analyze your monthly budget before taking a loan. Agar aapki monthly income ₹30,000 hai and you live in a Tier 2 city, toh you can consider a loan up to 70% of your income (₹21,000 EMI) only in very urgent situations. Otherwise, you shouldn't take a loan exceeding 15% to 30% of your income. Isse yeh ensure hoga ki aap pe zyada financial burden na pade.
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I have 2 credit card from HDFC Bank one is HDFC MoneyBack+ Credit Card and another is HDFC TATA neu credit card
But they both have same credit limit
Why they both have only 35000 limit in both and not have individual credit limit
Ayan37
Ayan37
HDFC Bank has only one credit limit sanction and you can have hold 2-3 cards so that you can use any card you want. For example, suppose you have 3 cards, you spend 5000 on 1st card, 2000 on 2nd card and 10000 on 3rd card as your need and your total credit limit was 35000, then each card will generate a separate bill but your available limit will be 35000-15000 which means 20000.
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I applied for the HDFC Millennia lifetime-free card, but instead received a TATA Neu card, which I didn’t request. Despite address verification, the card was sent to my old address and returned to the bank. Now I’m getting daily calls to activate it, but I’ve refused. Will the card's closure affect my credit score?
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Mr.Christmas
Mr.Christmas
No, Don't Worry after 3 month You can try once again
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Aakash singh
Tata Neu credit card is having partnership with HDFC bank, actually the card issuance authority is the same HDFC bank & if you had refused to continue with the card you can sent that back and there will be no effect to your cibil score. Thanks!
Ayan37
Ayan37
great decision because as a normal person i have hdfc tata neu infinity card is worst card for me because when i used to spend this card its give better benefit as neu coins it was perfectly fine but problem is neu coin redemption is to limited at this reason this card worst. and when i applied another hdfc core card it rejected and i am stuck on this card. so my suggestion is 1st card don't apply for co-branded card
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