New profile posts

I have a bank loan going on with the bank of Baroda for 6 months now. I have paid the EMI in access every month on account of reducing my interest expenses. Today when I checked my statement I found that the excess amount which I have been paying has not been deducted in the principal amount but rather has been set aside as over funded amount. Is this so called "overfunded" amount justified ?
Skylar
Skylar
I have observed that PSU banks sometimes handle situations in a peculiar manner. Unlike other banks, where excess payments are typically adjusted in the next month’s EMI, PSU banks tend to allocate the surplus as an ‘overfunded’ amount.
Please visit the bank and get it cleared.
I sold my car so i got 5 Lacs where should i invest so that i can get monthly income for my wife
Mohit64
Mohit64
@BHAVESHKESWANI Can you Tell me About Any MF as shes having SIP of 8K monthly
BHAVESHKESWANI
BHAVESHKESWANI
invest in Mirae Asset, Axis Bluechip, SBI Bluechip
R
raj31
Invest in SBI life annuity plan and there you can choose how much you want per month also select the plan that will return you invested amount after any casualty happens to the person depositing.
Hi, I have 20 years Banking experience in Import Export Department.
You may asked your problem, I will try my best to guide you.
K
karan thakur
Best account knsa rahega foreign people ke liye. And kon se bank fd return good deti hai.
Kisi ko pata ho to batao
Ask me anything about Stock market trends, technical analysis or portfolio management, investment recommendations.
Whether you're a seasoned investor or just starting out, I'm dedicated to providing you personalized guidance
kartikkumargupta02
kartikkumargupta02
Best months to sell shares in India:

1. January: After the year-end rally, some investors book profits, making it a good time to sell.
2. April-May: As the financial year ends, some investors sell to realize their gains or losses.
3. October: Ahead of the festive season, some investors sell to book profits or rebalance their portfolios.
kartikkumargupta02
kartikkumargupta02
Note: Please note that these are general trends and not definitive rules. It's essential to do your research, consider your financial goals, and consult with a financial advisor before making investment decisions.
N
NitishKumar
Hi Karthik,

How i may contact you for MF investment purpose.
Can i have your email id.
I have opened my HDFC Farmers Account on 06 July 2022,
R
raghavgarg
then I applied HDFC Paytm Card from paytm app which also got approved for same reason (due to existing relationship with bank) with 500+gst fees (merged limit) .
R
raghavgarg
So as of now I have 4 HDFC Cards and I have not recieved any card upgrade offer nor any limit enhancement offer what should I do.

I am afraid after reading this, HDFC don,t close my cards
  • Haha
Reactions: Skylar
Aftab Khan
Aftab Khan
Use Your Credit Cards Regularly and Pay Before Due Date and Have Patience Limit Will Be Increased in some Months

And Also Please Don't Take These Much Cards with Annual and Joining Fees

I prefer Having Lifetime Free Credit Cards
Hi Mauleek,
Yogesh this side. I checked one msg where i saw your were using icici amazon credit card. This is now only applied on referral. I wanted to ask personal favor, Can you please give me the referral?
We can have a call also. Thanks
hitirfan
hitirfan
It's not referral.. but invite only by ICICI Bank.
The bank copy is lost and how can it be found and it is not linked with any Aadhaar card or any other certificate
  • Like
Reactions: Gogineni
hitirfan
hitirfan
Bank passbook? Bank walu ko bolo new issue karo, ise mai kya issue hai.
G
Gurjant001
Bhai koi proof nhi hai, bcz koi b document link nhi hai account ke sath
hitirfan
hitirfan
Ap branch walu ko bolo, wahin fir bolenge na kya document lenge wo.
I have massive used credit card approximately 3.5 lakh monthly. What is best way pay my bill? Is through any app or directly cash in credit card account. ..Plz give suggestions...
Love to know about finances👍
G
goyal
I have massive used credit card approximately 3.5 lakh monthly. What is best way pay my bill? Is through any app or directly cash in credit card account. ..Plz give suggestions...
As we know, most active funds are unable to outperform even the benchmark, so why do people sometimes choose active funds over index or passive funds? Why not always choose index funds?
I am writing to request assistance with withdrawing my Provident Fund (PF) from my tenure with my previous employer. My UAN is the same for both companies, and I recently withdrew my PF from my current employer, managed by a PPF trust. Despite this, I am facing difficulties withdrawing the remaining PF balance from my previous employer. I kindly request your guidance and support in facilitating this process.
N
NVohra97
can you please be precise and tell what kind of difficulty you are facing, i can help you for sure. :)
S
sanil
I am requesting assistance with withdrawing my Provident Fund from my previous employer. My UAN is the same for both companies. I haven't transferred my PE PF balance to my current employer. Recently, I withdrew my PF from my current employer managed by a PPF trust. Now, as a freelancer, I face difficulties withdrawing the remaining PF balance. Kindly guide and support."

Th
can you please tell me about best zero balance bank account.
  • Like
Reactions: Gogineni
Skylar
Skylar
Have you started using jio payments bank? Can you share your experience of on boarding and how it is so far?
S
Shubham
I was trying to write the reply but it said limit of 420 character.

So reply is in the attached screenshot

Attachments

  • Screenshot_2024-09-26-13-10-04-658_com.android.chrome.jpg
    Screenshot_2024-09-26-13-10-04-658_com.android.chrome.jpg
    453.6 KB · Views: 13
  • Like
Reactions: Skylar
B
Bhuvanchandra M
What is the minimum balance which needs to be maintained in the Jio Payments Bank?
Top