New profile posts

What's new Featured content New posts New media New media comments New resources New profile posts Latest activity
S
Hey I am a new salaried individual & want to apply for credit card so please can anyone suggest me any good card that will be best for me as a beginner & if i compare it with BPCL OCTANE SBI card
View previous comments…
hitirfan
hitirfan
Millenia
S
Shantanu28
Are these life time free card really free &
Which one should we prefer lifetime free card or card with anuall fee
hitirfan
hitirfan
They are not free but sometimes HDFC offers them LTF. HDFC Millennia is far better than Moneyback+.
Regalia Gold better than Millenia
A
Is amazon pay icici credit card best in 2024,have any other credit card batter then this one?
hitirfan
hitirfan
Bohot acha card hai yeh
Skylar
Skylar
Yes and No
If you are talking about paid cards then SBI cashback card will give 5% across most sites.
Same goes with SWIGGY HDFC
A
Hi; myself Amit
I am happy to be a part of of such a vast ideas community and looking forward great and helpful idea's from all community members
Regards
  • Like
Reactions: hitirfan
B
bkan
I have an Axis Flipkart Credit Card with a credit limit of ₹22,000. Can anyone tell me when I might get a pre-approval offer to increase my limit?"
G
gagan43
it is difficult for anyone to answer your question
The best way is to apply for other cards in 3-4 months
That will decrease you overall credit utilization
Then if you are eligible bank will definitely give you limit inc offers
Second thing is you can do is if your income/salary increases then initiate a manual request by emailing the bank after 6-8 months to increase limit on the basis of income proofs
S
Will anyone help me, I am 15 years old and which SIP should I take, I am trying to invest Rs 1000 every month?
  • Like
Reactions: Skylar
View previous comments…
Skylar
Skylar
Research Brokerage Firms: Look for brokerage firms that allow minors to open custodial accounts. Custodial accounts are managed by an adult.
- Make sure - there is no "25 din mein paisa double" scheme, if you want to make more money stay invested for a long time.
Y
yasharora337
Above options are recommended, but if you still want to open a sip by your name, you can make tour minor pancard, and do some formalities, and start your investing journey through your name only, note- you can only invest by your money, and you can't redeem those invesment back until you turn 18.
R
Ronak_Sangani

smartyharsh - I recommend searching for your requirements on Policybazaar. Look for funds with good ratings, and you can invest confidently. This approach helps you avoid potential pitfalls and sets you up for better long-term returns.​

nectarzzzz
Hi ria ,
I just want to know if my office isn't providing me salary slip is there other ways to show your income to creditcard department
V
Vishwajeet2025
show your bank statement. its working same as salary statement. also deposit an affidavit if required that you are working and receving salary as mentioned in bank statement. show your appointment letter to them
A
arachi
You can also download it from mobile app
nectarzzzz
nectarzzzz
Actually my office credit salary through bank deposit from bank so it shows transaction as bank deposit not as salary
Er.Amit
Hello.. if anyone needs some help regarding construction.
House construction hotel construction building, road, bridges, any any kind of civil work please feel free to contact.
C
coins
Where are you located?
G
Hello friends
I have an HDFC credit card, which is a business card. When I upgraded it, I wasn't aware of the pros and cons. Now, I’ve checked the statement and noticed that I'm paying GST. Please suggest a credit card for online shopping, recharges, and occasional grocery purchases
zacobite
zacobite
biz card by hdfc is v gd card.. wht gst are u talking about? all card fees have gst
P
premjha097
There are so many credit cards available in the market . It depends on you and your spendings you can easily get credit cards if your cibil score is 👍 good.
V
Vishwajeet2025
cut your credit card from center as its a trap. only first days are free and then all your salary is for paying credit card payment. also minimum due is interest on what payment we use. so be careful and make your life credit free.,... rukhi sukhi khaa lo bhaiya jitna cash ho...
R
What're the reliable online platforms for investment in fractional ownership of commercial properties? What are the documents we must check before such investment?
S
Sbi Simply click credit card.. pros and cons?
Dark Knight
Dark Knight
Pros: SBI Card offers, Annual fee on lower side, higher approval chances

Cons: Entry level card, Reward program not close to peers
  • Like
Reactions: Skylar
Master Chief
Master Chief
Does it offer any rewards points on Offline spends ?
M
I'm a Businessman and A Trader/Invester in Equity and Derivatives market.
O
omkasera
Mere pass 2 card he SBI k ek 1.3 year old 33000 limit he or ek 6 months old he 67000 limit he mujhe 33000 wale ki limit increase k liye 3 months se try kr rha hu limit increase k liye ITR bhejta hu or 3 months bank statement fir kuch din baad internal policy bol kr limit enhancement request decline ho jaati he
R
I have 15 + credit cards and i wanted to file ITR can someone plzz tell how credit cards should be disclosed in ITR, in order to have no issue in future
View previous comments…
zacobite
zacobite
you don't need to declare cc in itr..
wcgxlr8
wcgxlr8
+1, as long as your overall CC spends are within your declared taxable income, there is no need to file CC expenses separately.
  • Like
Reactions: Skylar
zacobite
zacobite
even if they are higher u don't need to worry if income and expense are in line and not disproportionate
Top