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jaspal
i am a defence person which credit card for me best option?
Q
QamarImam
You should first look at your expenses, what are your monthly expenses, after that find the best credit card for yourself and get it so that along with your expenses, you can save some money as a reward or cashback, this is the benefit of using a credit card
S
My mother is 59 years old (monthly pension 25000)having 3 ulip one of tata fortune pro and 2 hdfc click to wealth premium wavier option.these are running from September 2021.my income is about only 8000 so I have taken premium waviear option.what should I do with these ulips?
Chiranjib Guha
SEBI Registered Mutual Fund Advisor &IRDAI Certified Insurance Advisor.
Services l offered - Mutual fund, Lifelong Pension from Mutual Fund ,Term Life insurance, Health insurance, Guaranteed Pension Plan etc.
Helping clients to achieve Financial Freedom
J
How to change unsecured Hdfc credit card to secured?? because its effecting my cibil score
H
harsh_ujjwal
Unsecured card can't be converted into secured one. You have to apply FD based card separately.
hitirfan
hitirfan
How is it affecting your CIBIL? Keep minimum or zero credit Utilization ratio and your Score will improve.
M
Personal loan Lena chaiye? Minimum intrest
F
finalphanishu
It's very important to analyze your monthly budget before taking a loan. Agar aapki monthly income ₹30,000 hai and you live in a Tier 2 city, toh you can consider a loan up to 70% of your income (₹21,000 EMI) only in very urgent situations. Otherwise, you shouldn't take a loan exceeding 15% to 30% of your income. Isse yeh ensure hoga ki aap pe zyada financial burden na pade.
K
I have 2 credit card from HDFC Bank one is HDFC MoneyBack+ Credit Card and another is HDFC TATA neu credit card
But they both have same credit limit
Why they both have only 35000 limit in both and not have individual credit limit
Ayan37
Ayan37
HDFC Bank has only one credit limit sanction and you can have hold 2-3 cards so that you can use any card you want. For example, suppose you have 3 cards, you spend 5000 on 1st card, 2000 on 2nd card and 10000 on 3rd card as your need and your total credit limit was 35000, then each card will generate a separate bill but your available limit will be 35000-15000 which means 20000.
A
I applied for the HDFC Millennia lifetime-free card, but instead received a TATA Neu card, which I didn’t request. Despite address verification, the card was sent to my old address and returned to the bank. Now I’m getting daily calls to activate it, but I’ve refused. Will the card's closure affect my credit score?
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Mr.Christmas
Mr.Christmas
No, Don't Worry after 3 month You can try once again
A
Aakash singh
Tata Neu credit card is having partnership with HDFC bank, actually the card issuance authority is the same HDFC bank & if you had refused to continue with the card you can sent that back and there will be no effect to your cibil score. Thanks!
Ayan37
Ayan37
great decision because as a normal person i have hdfc tata neu infinity card is worst card for me because when i used to spend this card its give better benefit as neu coins it was perfectly fine but problem is neu coin redemption is to limited at this reason this card worst. and when i applied another hdfc core card it rejected and i am stuck on this card. so my suggestion is 1st card don't apply for co-branded card
Dinesh s
Flipkart Axis Bank credit card OTP issues

I can't link my credit card to my cred App. I haven't received an OTP.
S
snehad
Talk to customer care once
I
I want to bring to your attention the appalling customer service and fraudulent practices I’ve encountered with Amazon and Malabar. I purchased earrings from Amazon, and the seller of the product is Malabar (Order #408-010172XXXX). Upon receiving the product, I noticed a discrepancy between the weight mentioned on the website, the bill, and the actual product.
I
iamansh
so what?
make a complaint to the customer care service of amazon upload pic of measuring weight and register a complaint they will surely arrange a pickup or issue your refund.
wait till their given timeline still facing the issue install consumer care app from playstore register yourself and file the complaint. This is enough to fix amazon and their seller.
Try once and thank me later.
Sanket45
just get new axis flipkart credit card is it good ? any thoughts ?
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UTTAM7
UTTAM7
Lifetime free credit card or you have to pay early charges?
Mr.Christmas
Mr.Christmas
Well it's Good .. For Flipkart.
online shopping
I
iamansh
nice bro get benefit of it make sure to avail cashback under 3k per month to be on safe side otherwise they will block your card on the name of commercial use.
M
This social media is really helpful for improving financially, members of this community are really nice and friendly.
sskp
Mastering Finance: Insights from My Journey in the Industry

As a proud member of bekifaayati team, I’ve had the opportunity to dive deep into the complexities of financial management, investment strategies, and economic trends. Here are a few key lessons I’ve learned that can benefit both individuals and businesses:

1. The Power of Strategic Planning
Financial success doesn’t happen by chance. Crafting a well
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