So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. Is it a fraud?

[rexy]

So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one until 3 months else it will affect my CIBIL. He then told me that he can give me some SBI credit card saying that no other bank other than SBI will give me credit card until one year. Is it true? Or is it some kind of scam/fraud?

 

[Ankit tiwari]

hi rexy,

it is not fraud because your all transaction depends upon your otp and pin so chill.

If you have any card that isn't serving its purpose or causing issues, it might be a good idea to consider getting a new one.

With an SBI credit card, you can easily pay off the bills of other credit cards and get some extra time to clear those dues. If you're interested, you can go ahead and apply for it.

 

[amitvicky]

So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one until 3 months else it will affect my CIBIL. He then told me that he can give me some SBI credit card saying that no other bank other than SBI will give me credit card until one year. Is it true? Or is it some kind of scam/fraud?

1. Limit is based on bank evaluation of an individual. Even if any agent promising high limit it may not really be high. These are simply sales techniques.

2. The statement that only SBI will give CC and no other bank for 1 year, this is completely misleading. No SBI CC is LTF, they are always paid CCs.
There are people who apply for 2 to 3 credit cards every month and still manages to get card (not every card they apply though)

3. In my opinion, you may try for indusind tiger CC, this is currently the most popular CC from IndusInd. Also, it is LTF. Google for the official link for benefits and apply.

 

[amitvicky]

hi rexy,

it is not fraud because your all transaction depends upon your otp and pin so chill.

If you have any card that isn't serving its purpose or causing issues, it might be a good idea to consider getting a new one.

With an SBI credit card, you can easily pay off the bills of other credit cards and get some extra time to clear those dues. If you're interested, you can go ahead and apply for it.

Could you please provide steps on how to pay other CC bills using SBI CC??

 

[zacobite]

So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one until 3 months else it will affect my CIBIL. He then told me that he can give me some SBI credit card saying that no other bank other than SBI will give me credit card until one year. Is it true? Or is it some kind of scam/fraud?

Agent.. May not be a fraud but be v careful... No one can promise anything.. its the bank decision.. take everything in writing of LTF wtf frm an official bank email.. be careful

 

[abhimarda]

With an SBI credit card, you can easily pay off the bills of other credit cards and get some extra time to clear those dues. If you're interested, you can go ahead and apply for it.

Are you talking about Balance Transfer? Most of the banks provide that facility