Nx wave credit cards

aajmera

KF Expert
Today I received the offer for nx wave credit card. But as of today, this Card does not seems attractive compared to other cards. What are others opinions.
Also this time they are saying it's zero joining fees, but silent about annual fees.
 
Today I received the offer for nx wave credit card. But as of today, this Card does not seems attractive compared to other cards. What are others opinions.
Also this time they are saying it's zero joining fees, but silent about annual fees.
Their website (***********.uni.cards/) explicitly mentions - Lifetime free. No joining fee. No annual charges.
I have been using it for almost a year now and I only use it for doing forex transactions for its zero forex markup fees
 
One needs to consider what kind of exchange rate is being provided if they claim zero forex markup. If it is completely out of sync from market rate then there is no point of zero mark up
I have used the cards on trips to Thailand and Qatar and the rates are as per market (as shown in google for that date).
 
Which debit cards you have of zero forex? Are they fintech cards like Fi or Niyo?
Previously I have used Fi debit card (around 1 year back), and it used to provide zero forex as well. However, their support service was really bad and hence I discontinued my Fi account. Not sure about any revision in last 6 months.
 

shubhamthite

KF Rookie
I got that card 20 days back it is not very attractive card but did not have any yes bank card in my portfolio.

Also is lifetime free. With 1% cashback.
 

Ramesh181

KF Expert
Previously I have used Fi debit card (around 1 year back), and it used to provide zero forex as well. However, their support service was really bad and hence I discontinued my Fi account. Not sure about any revision in last 6 months.
Yes, Fi is very pathetic and it still continues to be. I too had it for 2 yrs and I closed the card when they changed the terms as the very basic purpose of this card is defeated.
 
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