How to get Pre-Approved Credit card offer from Axis Bank

[gshantanu101]

I have recently opened a Easy Access Saving Account (offline from branch) and maintaing around 85k in the account and using it as my primary account and I am trying to make most of my transactions through debit card. The sole purpose of opening the account in axis bank is to get a pre approved credit card.
How should I get pre approved credit card offer faster ?

 

[raj..]

I have recently opened a Easy Access Saving Account (offline from branch) and maintaing around 85k in the account and using it as my primary account and I am trying to make most of my transactions through debit card. The sole purpose of opening the account in axis bank is to get a pre approved credit card.
How should I get pre approved credit card offer faster ?

You're already doing the necessary things.
Just pay all your bills through their netbanking or mobile banking and other spends.
Do frequent transactions like upi & online and other spends.
Keep 1lakh + for higher limit of cc if you can.
If you have other cc then pay the biils from this ac.
Keep your credit report clean, don't apply for credit products now and if you have already loan or cc then pay your bills timely.

That's how I got offer from ICICI & HDFC Bank.

 

[krishna1718]

Get fd based credit card from any bank maintain 1 year automatically with cibil you will get Axis card

 

[gshantanu101]

You're already doing the necessary things.
Just pay all your bills through their netbanking or mobile banking and other spends.
Do frequent transactions like upi & online and other spends.
Keep 1lakh + for higher limit of cc if you can.
If you have other cc then pay the biils from this ac.
Keep your credit report clean, don't apply for credit products now and if you have already loan or cc then pay your bills timely.

That's how I got offer from ICICI & HDFC Bank.

 

[gshantanu101]

I have 2 credit cards, one is with IDFC WOW (limit ₹12000) and other is with the SBI SimplyClick (limit ₹48,000), Both of this cards are backed by FD. Except this I don't have any other loans.
My CIBIL Score is 779.

 

[gshantanu101]

You're already doing the necessary things.
Just pay all your bills through their netbanking or mobile banking and other spends.
Do frequent transactions like upi & online and other spends.
Keep 1lakh + for higher limit of cc if you can.
If you have other cc then pay the biils from this ac.
Keep your credit report clean, don't apply for credit products now and if you have already loan or cc then pay your bills timely.

That's how I got offer from ICICI & HDFC Bank.

 

[gshantanu101]

How much time does it took to get the pre approved offer from HDFC and ICICI Banks ?

 

[raj..]

How much time does it took to get the pre approved offer from HDFC and ICICI Banks ?

For ICICI it took 3 years +
HDFC took 4 months.
But i didn't maintained much money on the icici bank so I think that's why it took that much time, when I started keeping 60k + & after 1 year I received offer from icici.