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Max_524

KF Rookie
Hey my cibil is 782 , how do I reach 800+ I am trying to achieve it from past 4yrs but ain't happing .... I would like to know what is good credit mix.
 

abhimarda

KF Mentor
Hey my cibil is 782 , how do I reach 800+ I am trying to achieve it from past 4yrs but ain't happing .... I would like to know what is good credit mix.
And what exactly are you going to achieve by winning that rat race. Because most probably your request for card/loan wo t be rejected for your score being below 800 but being above 780. Forget it and try to maintain this.
 

krishna1718

KF Mentor
800 has a psychological impact every day you worry when it goes down if you make one enquiry or get new card or even utilisation ratio variation will impact 800 you will struggle in this stunt better use your cards as you like and pay in time apply any benefitical cards and closing useless card without thinking much you will 770+ that's safest score in cibil with zero tensions
 
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