Will Credit Limit Increase from IndusInd or HDFC Trigger a CIBIL Inquiry?

Maitri Maniya

KF Mentor
I recently received messages from both IndusInd Bank and HDFC Bank offering a credit limit increase on my credit cards.

Before I proceed, I wanted to check
Will clicking on the link to accept the limit increase trigger a CIBIL inquiry?
I’m asking because I’m planning to apply for a new credit card soon, and the eligibility criteria include a limit on the number of CIBIL inquiries in the past few months.
 

shivtej

KF Expert
I recently received messages from both IndusInd Bank and HDFC Bank offering a credit limit increase on my credit cards.

Before I proceed, I wanted to check
Will clicking on the link to accept the limit increase trigger a CIBIL inquiry?
I’m asking because I’m planning to apply for a new credit card soon, and the eligibility criteria include a limit on the number of CIBIL inquiries in the past few months.
HDFC doesn't do any CIBIL enquiry for limit increase. I have done it twice. Axis also doesn't.
Not sure about Indus.
 
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