Yes, the card is still in service. The latest HDFC documentation confirms it remains listed with updated fee details as of August 2025.
CategoryAssessment
FeesLow; easily waived with ₹1L annual spend or ₹20k in 90 days
Reward PotentialDecent—with accelerators and milestones if you spend...
Each account brings premium benefits—your best choice depends on what you value most:
Cost Waivers & Convenience → HDFC Imperia or IndusInd Pioneer
Lifestyle & Concierge Perks → Kotak Privy League or SBI Wealth
Movie & Lounge Buffs on a Budget → Federal Bank Celesta
If you value a seamless...
1. You can register for FASTag with any bank that offers this service. Most banks provide FASTag facilities, and you can choose one based on your preferences and convenience.
2. Yes, you can use your Axis Bank ACE credit card to recharge your FASTag via Google Pay. However, please note the...
Yes, if your credit score is good and you have steady income or financial proof, banks usually consider you for unsecured cards.
Some banks may require income proof or existing banking relationship, but your 741 score helps.
ActionImpact on CIBIL Score
Upgrade card (Flipkart Axis → Axis Atlas)Minimal to none, keeps credit age intact
Close Flipkart Axis & apply newTemporary dip due to loss of credit age & new inquiry
Downgrade HDFC MillenniaNo negative impact, account remains active
By strategically utilizing the Axis Atlas Credit Card for your college fee and semester expenses, you could potentially earn up to ₹18,000 in rewards over the year. This doesn't account for the additional benefits from milestone achievements, which could further enhance your returns.
To participate in the Zavo EMI BET, ensure you meet the following requirements:
Active EMI: You must have at least one eligible active EMI. Note that home loans above ₹30 lakhs are excluded. thezavo.com
Loan Categorization: You need to categorize one loan as your "Primary Loan" and, optionally...
For extensive international travel and the need for a bank with a strong global presence, HSBC stands out due to its operations in 62 countries and territories, offering comprehensive services tailored for international clients.
Standard Chartered is a strong contender, especially in Asia...
₹5–10 Lakh Loan Amount: For this range, UCO Bank and Central Bank of India offer some of the lowest interest rates, starting at 8.45% p.a. These banks are ideal if you have a strong credit profile and prefer lower EMIs.
If you’re comfortable keeping your FD locked and want to maintain credit history and limit, keep the FD lien card.
If your priority is to get an unsecured card like the Swiggy HDFC card soon, and you don’t mind the 6-month wait, closing the FD lien card is the way.
Meanwhile, you can try other...
Explore AMEX Cards: If you're willing to accommodate the higher convenience fee, AMEX cards may be suitable for earning milestone benefits on rent payments.
Consider StanC Cards: For potentially lower fees and rewards on rent payments, StanC cards could be an option, particularly when used with...
With Google Pay removing the 1% convenience fee on utility bill payments and recharges using the Axis Ace Credit Card, it’s a win-win now. You get:
No extra fees while paying bills/recharges via GPay
5% cashback on those payments with the Axis Ace card
This basically means you can maximize...
IDFC First Debit Cards: These cards offer up to 2% rewards in the form of Amazon Gift Vouchers, with a monthly cap of ₹7,500. They can be used on platforms like SBI Unipay, Airtel Thanks, and Canara Setu. However, some users have reported issues with reward point accruals, so it's advisable to...
The reward points accumulated on your HDFC Diners Club Privilege Credit Card remain valid for 2 years from the date of accumulation. For instance, points credited in May 2024 will expire by May 2026.
Open an ASAP Account: Visit the Axis Bank website to open the Easy Access Digital Savings Account. Opt-in for the Offer: Give a missed call to 7506998717 from your registered mobile number to opt-in for the cashback offer. Make Bill Payments: Use the ASAP account to pay your Axis Bank credit...
LIC has waived off any convenience fees for credit card payments made through its official channels. This means you can pay your LIC premiums using a credit card without incurring additional charges. You can use credit cards from various networks, including VISA, MasterCard, RuPay, and AMEX, to...
Finology's courses are generally well-received by users. For instance, on Reddit, users have praised the quality of their courses, noting that they provide valuable content at a reasonable price. One user mentioned: