rahul.h.desai
KF Ace
Hi .. I have a HDFC Salary Account. I got an email invite to upgrade to Preferred Banking Program. Is it worth it?
Bank account upgrade
- Thread starter rahul.h.desai
- Start date
rahul.h.desai
KF Ace
Thanks.. Will they offer new Debit card too? Currently I have a Millenia Debit card and would like to keep it. The site shows a Platinum Debit card will be issued.
hitirfan
KF Mentor
You will get Platinum only if you apply for that. Otherwise Millennia will continue to work.
Platinum DC is free for Classic/ Preferred Banking
rahul.h.desai
KF Ace
Thanks!
AniketAniket
KF Ace
The
They sended me HDFC Platinum Preferred Debit card, it looks beautiful, .
rahul.h.desai
KF Ace
Oh okay .. what variant is the card? VISA or MasterCard?
AniketAniket
KF Ace
Mastercard, International platinum debit card.
rahul.h.desai
KF Ace
Thanks
zacobite
KF Mentor
all. will. have minimum relationship value conditions.. if u can keep up then only go for it.. My personal rule.
Always keep salary account as basic with no additional relationship
.keep your main account separate and use for investment..
rahul.h.desai
KF Ace
I already have a separate account for investment and one for spending. I think I will keep this as a basic account only for now.
bhavyakjain
KF Expert
What is your net salary ?
Which variant of salary account you have - Regular or Premium ?
If possible, could you please share the product code for it ?
rahul.h.desai
KF Ace
How do I check the product code? I updated to Preferred Account now. And also got a RM assigned.
bhavyakjain
KF Expert
To check product code, you can look at e-statement.
Go to app and on statements page, email the statement link, option is on app/netbanking
rahul.h.desai
KF Ace
rahul.h.desai
KF Ace
The product code is 161
bhavyakjain
KF Expert
Would you be able to share when did you open/ convert to salary account?
rahul.h.desai
KF Ace
Opened on 28th March. I opened it as a salary account by providing my official email ID since they have a tie up with the company where I work.