Bank of Baroda Zero Balance Savings Account for Students: Features You Should Know

[nikhilchauhan]

Imagine having a savings account with Bank of Baroda that's super friendly. It's like a regular savings account, but guess what? No need to worry about keeping a minimum amount in there. It's a cool move, especially if you're a student. You get all the good stuff from a usual savings account without stressing about having a certain amount in it. It's simple, hassle-free, and perfect for focusing on your work without constantly thinking about your account balance.

Let's look into the features of different zero balance accounts which are being offered by Bank of Baroda so that you can choose the one that fits your needs:

Baroda Advantage Zero Balance Savings Account:​

• Eligibility: All Indian residents above 18 years.
• Minimum Balance: None.
• Maximum Amount: No limit.
• Free Transactions: Unlimited at Bank of Baroda ATMs.
• Online Banking: Available.

Baroda Champ Account:​

• Eligibility: Ages 0 to 18 years.
• Minimum Balance: None.
• Maximum Credit Balance: Rs 1.00 lakh.

Baroda Salary Variants Accounts:​

• Minimum Balance: None.
• Maximum Amount: No limit.
• Additional Benefits: Free remittance, loan processing charge waivers, discounts on DD/BC, lifetime free credit cards.

B3 Silver Account:​

• Designed for: Individuals opening accounts through mobile banking.
• Minimum Initial Funding: None.
• Maximum Amount: No restriction.
• Non-Maintenance Charges: None.
• ATM Withdrawals: Free at Bank of Baroda ATMs.

Baroda Government Employee Salary Account Scheme:​

• Eligibility: Central and state government employees, PSU employees, employees of local bodies and companies with major government holdings.
• Minimum QAB Balance: None.
• Additional Benefits: Free unlimited cheque books, internet/mobile banking.

Basic Savings Bank Deposit Account:​

• Eligibility: All resident individuals.
• Minimum Balance: None.
• Maximum Amount: No limit.
• Free Transactions: Unlimited at Bank of Baroda ATMs.

Baroda Defense Salary Package Account:​

• Sub-Categories: BMSP, BCFSP, BPFSP.
• Benefits: Unlimited free transactions, free remittances, free demand drafts, mobile and internet banking, discounts on various services.

Now, how to open one of these zero balance savings accounts? We have both online and offline methods for it;

Offline Method​

• Visit your nearest Bank of Baroda branch.
• Inquire about the zero-balance account.
• Fill the application form and submit necessary documents.
• Wait for bank verification, and once successful, you'll be notified.

Online Method:​

• Visit the Bank of Baroda website.
• Fill out the online application form, upload necessary documents, and submit.
• Complete KYC verification through video KYC.
• Receive your customer ID and account number.

Should you open a zero-balance account?​

Absolutely! It not only relieves you from the stress of maintaining a minimum balance but also helps you manage your finances efficiently.

Conclusion​

A Bank of Baroda zero balance account provides flexibility and all the essential banking features. Don't wait – visit the nearest branch or the bank's website (excluding Baroda Advantage Zero Balance Savings Account and Basic Savings Bank Deposit Account) and open your account easily for hassle-free banking.

 

[abhishekhembrom]

bro, my welcome kit is delivered but not received by me, contacted post office they told we dont know where it is delivered and contacted branch, they are least bothered don't care about customer say we don't know, contact your post master what am I supposed to do .

 

[Raj2708]

You get a Tracking number of india post on phone, if not just go and ask bank to provide the details of tracking number and all. Usually they send from speed post, India post.
Tweet your query properly with your tracking number and escalate it.

From personal experience,
You will got call from post office and their staff with proper answer whether it was delivered in branch if no then they will find it and then they will deliver to you.
If bank is irresponsible then try checking their website for grievance and for escalation matrix mail id and post your query their.