Buying a phone with Credit card no cost emi

[Rohith N A]

Hello friends,
I wanted to know if I can buy a phone in amazon using my idfc secured credit card which has a limit of 11k...
But can i buy more than my limit of 11k ???/
Example Lets say one plus 12r which is costing me around 37990 ... The emi shows 6332/ month [6 months] and all emi options I have attached screenshot of no cost emi and Standard plan ...Looking forward my 30 to 40% of credit usage comes to 4000 + rs ...
Can I do that ??/ Or Should I Increase my credit limit by making an another fd ...
Please guide someone ...
Thank you

 

[Sam Maxi]

No, you Can't Buy a Phone Worth 38k with your Credit card having a Limit of 11k because the Companies Block the full amount even if you opt for EMI

 

[Rohith N A]

Ohhh got it...
I will book another fd of 50k to increase my limit. Then i can purchase with no cost emi's. My Doubt resolved ... Thank you for your quick response ...

 

[Sam Maxi]

Ohhh got it...
I will book another fd of 50k to increase my limit. Then i can purchase with no cost emi's. My Doubt resolved ... Thank you for your quick response ...

My pleasure

 

[sayandeb]

Hello friends,
I wanted to know if I can buy a phone in amazon using my idfc secured credit card which has a limit of 11k...
But can i buy more than my limit of 11k ???/
Example Lets say one plus 12r which is costing me around 37990 ... The emi shows 6332/ month [6 months] and all emi options I have attached screenshot of no cost emi and Standard plan ...Looking forward my 30 to 40% of credit usage comes to 4000 + rs ...
Can I do that ??/ Or Should I Increase my credit limit by making an another fd ...
Please guide someone ...
Thank you

Before making a EMI watch this, if you can afford to make total payment might that will better.