Cancellation of HDFC Pixel Card

[Mallikarjun Barika]

Hello everyone,

1. I have HDFC Pixel Card(LTF) and shared limit with HDFC Freedom Card. After i felt its useless and wanted to close it, Once its closed, will my limit increased on Freedom Card?

2. I've 3 Credit Card of Axis Bank(Airtel, Flipkart and Rewards) and sharing one limit of 90k, how ever, in my Credit report it shows as 90*3=2,70,000 as Credit limit, is this working as intended or is there anything i can do, since my Cibil score is not changing from last 3-4 months even though no new credit enquiry or no new loan or no late payments.

In the same case, I've 2 cards with ICICI same limit, but it shows as only card in my report, why there is difference between Axis and ICICI bank report.

Thank you for valuable suggestion.

 

[shivtej]

Hello everyone,

1. I have HDFC Pixel Card(LTF) and shared limit with HDFC Freedom Card. After i felt its useless and wanted to close it, Once its closed, will my limit increased on Freedom Card?

2. I've 3 Credit Card of Axis Bank(Airtel, Flipkart and Rewards) and sharing one limit of 90k, how ever, in my Credit report it shows as 90*3=2,70,000 as Credit limit, is this working as intended or is there anything i can do, since my Cibil score is not changing from last 3-4 months even though no new credit enquiry or no new loan or no late payments.

In the same case, I've 2 cards with ICICI same limit, but it shows as only card in my report, why there is difference between Axis and ICICI bank report.

Thank you for valuable suggestion.

1. No the limit will not increase.

2. That is how it works. Every bank reports differently for multiple credit cards.