You have nine credit inquiries in the last 3 months.Hi shahwat
I have two credit card.one is 10 months old all the payment on time one I got it recently.
I have nine credit inquiries in the past three months.
I have one loan against FD.(BUT the balance is 0 as I have already paid it)
I have one Bajaj emi loan .
All the payments on time .I just kept taking loan because I wanted to increase cibil .I don't have any money related issue for now.
By My Personal Experience i'd Suggest a FD CC as of your Requirements. I had 0 cibil and No Credit History and To Start Off i Opted for Paisabazaar Step UP FD CC as it was the Cheapest Option available Back then. Within a Month, My Cibil and Experian Score Generated and That too, A Very Impressive Figure. 782 and 781I just kept taking loan because I wanted to increase cibil .I don't have any money related issue for now.
Any credit card would increase CIBIL Score. Loans aren't good for it.By My Personal Experience i'd Suggest a FD CC as of your Requirements. I had 0 cibil and No Credit History and To Start Off i Opted for Paisabazaar Step UP FD CC as it was the Cheapest Option available Back then. Within a Month, My Cibil and Experian Score Generated and That too, A Very Impressive Figure. 782 and 781
Edit:- Forgot to Mention that the reason for Me to Suggest FD CC to You is that it'll be Better then Taking Loans to Improve your Score.
Does the Amount of FD matter , regarding Score increase?By My Personal Experience i'd Suggest a FD CC as of your Requirements. I had 0 cibil and No Credit History and To Start Off i Opted for Paisabazaar Step UP FD CC as it was the Cheapest Option available Back then. Within a Month, My Cibil and Experian Score Generated and That too, A Very Impressive Figure. 782 and 781
Edit:- Forgot to Mention that the reason for Me to Suggest FD CC to You is that it'll be Better then Taking Loans to Improve your Score.
Not at All as far as i Know Because My FD Amount is Only Rs.2000, and still that FD CC Generated My Score of 782 in One MonthDoes the Amount of FD matter , regarding Score increase?
Just Credit Utilization ratio will matter for the scoreNot at All as far as i Know Because My FD Amount is Only Rs.2000, and still that FD CC Generated My Score of 782 in One Month
Thank You for the Reply.Not at All as far as i Know Because My FD Amount is Only Rs.2000, and still that FD CC Generated My Score of 782 in One Month