civil score

[Skylar]

But in a longer run it will gradually improve only if you pay the bills in timely manner.

Already mentioned by June mine will cross 785 again.
I Have been observing my cibil score daily from 8 months now. I refresh it daily and I know the falls and rises.

 

[zacobite]

Already mentioned by June mine will cross 785 again.
I Have been observing my cibil score daily from 8 months now. I refresh it daily and I know the falls and rises.

daily.. why.. it won't chg daily by more than 1 point here and there

 

[launchcraft]

daily.. why.. it won't chg daily by more than 1 point here and there

true...it's better you check it once every month....
@Skylar what's the need of taking premium subscriptions when you have the free version available like ONESCORE, CRED, INDMONEY, AMAZON PAY, PAYTM, and many more.

 

[Skylar]

daily.. why.. it won't chg daily by more than 1 point here and there

true...it's better you check it once every month....
@Skylar what's the need of taking premium subscriptions when you have the free version available like ONESCORE, CRED, INDMONEY, AMAZON PAY, PAYTM, and many more.

For research purposes, understanding how it works.

 

[Shivansh]

different apps shows different score

Directly on their website or
- Amazon
- Airtel
- Gpay

 

[Shivansh]

OneScore App shows you both CIBIL and Experian Score for FREE

thanks sir

 

[Skylar]

different apps shows different score

Today, if your score is 750 and you view it on one app, it will remain the same until you refresh it. However, after a week, if your score changes and you check it from another app, you’ll see the updated score. If you check your score on the same day across multiple apps, it will consistently display the same score.

 

[saurabh.s]

what's the need of taking premium subscriptions

When you find any discrepancy in your cibil report and reaching out to the banks for clarification, they'll ask for an official CIBIL report and not gonna entertain any third-party app's report. It's in moments like these that the significance of a premium subscription becomes apparent

 

[Skylar]

When you find any discrepancy in your cibil report and reaching out to the banks for clarification, they'll ask for an official CIBIL report and not gonna entertain any third-party app's report. It's in moments like these that the significance of a premium subscription becomes apparent

Totally agreed

 

[launchcraft]

When you find any discrepancy in your cibil report and reaching out to the banks for clarification, they'll ask for an official CIBIL report and not gonna entertain any third-party app's report. It's in moments like these that the significance of a premium subscription becomes apparent

sorry to contradict this, but if you present the report from either of the apps like ONESCORE, PAYTM, etc. they will help you in your discrepancy.
There is no need for CIBIL report.

 

[Skylar]

sorry to contradict this, but if you present the report from either of the apps like ONESCORE, PAYTM, etc. they will help you in your discrepancy.
There is no need for CIBIL report.

Hey, previously for a hard enquiry removal that HDFC made 3 or 1 card they asked me sent report from official CIBIL website only

 

[launchcraft]

Understood...not an issue if your problem doesn't get resolved with other reports, then CIBIL is ok

 

[saurabh.s]

sorry to contradict this, but if you present the report from either of the apps like ONESCORE, PAYTM, etc. they will help you in your discrepancy.
There is no need for CIBIL report.

From my personal experience, I was asked to submit the official Cibil report

 

[Skylar]

Yeah, that report is so long and Above 10MB and those HDFC bank mailers reject files over 10MB.
It is big problem with these cibil reports.

 

[launchcraft]

From my personal experience, I was asked to submit the official Cibil report

Got it...I am saying this because I have removed a personal loan enquiry from my report with the help of ONESCORE report only