Credit card for 18 year old boy

Shikha Tilak

KF Rookie
What are the credit Cards available in market for 18 year old boy because all major cards are for 21+ age group
While many credit cards in India have a minimum age requirement of 21, there are options available for 18-year-olds, particularly through student credit cards and secured credit cards. Here are some options you might consider:

SBI Student Plus Advantage Card

Designed specifically for students, this card offers benefits such as no joining fee, lower interest rates, and reward points on various categories like dining and groceries. It also supports cash withdrawals through ATMs.

IDFC FIRST WOW Credit Card


This secured credit card is issued against a fixed deposit, making it accessible to 18-year-olds without requiring income proof or credit history. Benefits include earning up to 7.5% interest on the fixed deposit, up to 4X reward points on spends, and zero forex charges.

Paisabazaar Step UP Credit Card


Offered as a secured credit card against a fixed deposit, it provides a credit limit of up to 90% of the deposit amount. Additional features include earning interest on the fixed deposit and reward points on spends.

HDFC Bank ISIC Student ForexPlus Card


Ideal for students planning to study abroad, this prepaid Forex card allows pre-loading of foreign currencies, helping avoid currency conversion costs. It also offers discounts on educational utilities and travel services in over 130 countries.

ICICI Bank Student Forex Prepaid Card


This prepaid card functions similarly to a credit card and offers benefits such as International Student Identity Card (ISIC) membership, discounts on excess baggage and courier services, and insurance coverage.
These options can help you start building your credit history and manage your finances responsibly from a young age. It is important to use credit wisely to maintain a healthy financial profile.
 

Md Tasneem

KF Rookie
While many credit cards in India have a minimum age requirement of 21, there are options available for 18-year-olds, particularly through student credit cards and secured credit cards. Here are some options you might consider:

SBI Student Plus Advantage Card

Designed specifically for students, this card offers benefits such as no joining fee, lower interest rates, and reward points on various categories like dining and groceries. It also supports cash withdrawals through ATMs.

IDFC FIRST WOW Credit Card


This secured credit card is issued against a fixed deposit, making it accessible to 18-year-olds without requiring income proof or credit history. Benefits include earning up to 7.5% interest on the fixed deposit, up to 4X reward points on spends, and zero forex charges.

Paisabazaar Step UP Credit Card


Offered as a secured credit card against a fixed deposit, it provides a credit limit of up to 90% of the deposit amount. Additional features include earning interest on the fixed deposit and reward points on spends.

HDFC Bank ISIC Student ForexPlus Card


Ideal for students planning to study abroad, this prepaid Forex card allows pre-loading of foreign currencies, helping avoid currency conversion costs. It also offers discounts on educational utilities and travel services in over 130 countries.

ICICI Bank Student Forex Prepaid Card


This prepaid card functions similarly to a credit card and offers benefits such as International Student Identity Card (ISIC) membership, discounts on excess baggage and courier services, and insurance coverage.
These options can help you start building your credit history and manage your finances responsibly from a young age. It is important to use credit wisely to maintain a healthy financial profile.
I've checked all the cards on sbi website but i didn't find student plus advantage card can you share the link to apply for that card
 

hitirfan

KF Mentor
Axis gives CC to 18+ age. If the person doesn't have income then he should open account in a particular bank and wait for pre-approved Credit Card offer.
 
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