Credit card portfolio

[Richi]

Can someone please guide me to get best of my credit cards, my spends are mostly on

Hotel booking/travel(not flight) as I'm in sales & traveling one place to other
Petrol : 3k to 5k monthly
Food online : 3k
Online shopping: 2k

Bellow cards I have
Amazon ICICI: 2.2L (coral for UPI payment) 1 year
IDFC millennia: 1.2L 6 months
One card : 85k 2.5 years
RBL PB save max : 75k 2 years
Swiggy HDFC : 50k 2 months
Axis ace & Flipkart: 25k combined 1 year

Also please guide if any additional card required in my portfolio or any card to remove from it

 

[hitirfan]

Can someone please guide me to get best of my credit cards, my spends are mostly on

Hotel booking/travel(not flight) as I'm in sales & traveling one place to other
Petrol : 3k to 5k monthly
Food online : 3k
Online shopping: 2k

Bellow cards I have
Amazon ICICI: 2.2L (coral for UPI payment) 1 year
IDFC millennia: 1.2L 6 months
One card : 85k 2.5 years
RBL PB save max : 75k 2 years
Swiggy HDFC : 50k 2 months
Axis ace & Flipkart: 25k combined 1 year

Also please guide if any additional card required in my portfolio or any card to remove from it

Do u have any card for fuel?

 

[Richi]

Do u have any card for fuel?

No I don't

 

[zacobite]

Can someone please guide me to get best of my credit cards, my spends are mostly on

Hotel booking/travel(not flight) as I'm in sales & traveling one place to other
Petrol : 3k to 5k monthly
Food online : 3k
Online shopping: 2k

Bellow cards I have
Amazon ICICI: 2.2L (coral for UPI payment) 1 year
IDFC millennia: 1.2L 6 months
One card : 85k 2.5 years
RBL PB save max : 75k 2 years
Swiggy HDFC : 50k 2 months
Axis ace & Flipkart: 25k combined 1 year

Also please guide if any additional card required in my portfolio or any card to remove from it

amz icici and swiggy shd work well for u

 

[hitirfan]

No I don't

Keep a fuel card. SBI BPCL Octane is the best, but check if BPCL petrol pumps in ur area have this program.

Then IDFC Power+, it's probably HPCL Card, for that HP Pay enabled pumps are good (extra reward as HP Coins).

HDFC IOCL, you can get additional Indian Oil Xtra Rewards from the pumps which have that program

 

[Skylar]

Keep a fuel card. SBI BPCL Octane is the best, but check if BPCL petrol pumps in ur area have this program.

Then IDFC Power+, it's probably HPCL Card, for that HP Pay enabled pumps are good (extra reward as HP Coins).

HDFC IOCL, you can get additional Indian Oil Xtra Rewards from the pumps which have that program

SBI BPCL Octane comes with fee of 1768.82/-
He said fuel spends of 3k to 5k, even if consider 5K*12= 60K
Return on that card will be 6.5% which is 3900 now minus the fee 1768.82 we have 2131.18 we get a return of 3.5%

3.5% Still decent return. This card is pretty good for people having fuel expenses above 5K

 

[Skylar]

Can someone please guide me to get best of my credit cards, my spends are mostly on

Hotel booking/travel(not flight) as I'm in sales & traveling one place to other
Petrol : 3k to 5k monthly
Food online : 3k
Online shopping: 2k

Bellow cards I have
Amazon ICICI: 2.2L (coral for UPI payment) 1 year
IDFC millennia: 1.2L 6 months
One card : 85k 2.5 years
RBL PB save max : 75k 2 years
Swiggy HDFC : 50k 2 months
Axis ace & Flipkart: 25k combined 1 year

Also please guide if any additional card required in my portfolio or any card to remove from it

What's your experience with RBL card and their bank?

 

[hitirfan]

SBI BPCL Octane comes with fee of 1768.82/-
He said fuel spends of 3k to 5k, even if consider 5K*12= 60K
Return on that card will be 6.5% which is 3900 now minus the fee 1768.82 we have 2131.18 we get a return of 3.5%

3.5% Still decent return. This card is pretty good for people having fuel expenses above 5K

Joining benefits b milte hain 1500 joining fee worth