I'm receiving many messages and emails daily from HDFC Bank for credit card also got can call from their representative that you're eligible for credit card based on your savings account but I'm not sure if it is pre-approved or just pre-eligible so I didn't applied it.
I was surfing the web and have seen different type of screens of pre-approved banner so I'm confused. Some shows limit on their netbanking, some shows no limit, some says there will be home & office verification.
I have checked pre-approved offers on my what'sapp banking but it shows no offers currently.
But on xpressway there is 3 card offer for me but no limit is shown.
I'm attaching the screenshots so if anyone have experience then please clarify this.
Previous I received pre-approved offer from icici bank but it just took otp and instantly I got my card without cibil hit.
So if anyone had done the same with hdfc bank then share your experience with me, is there was cibil hit? Waiting time or instantly card got approved?
I was surfing the web and have seen different type of screens of pre-approved banner so I'm confused. Some shows limit on their netbanking, some shows no limit, some says there will be home & office verification.
I have checked pre-approved offers on my what'sapp banking but it shows no offers currently.
But on xpressway there is 3 card offer for me but no limit is shown.
I'm attaching the screenshots so if anyone have experience then please clarify this.
Previous I received pre-approved offer from icici bank but it just took otp and instantly I got my card without cibil hit.
So if anyone had done the same with hdfc bank then share your experience with me, is there was cibil hit? Waiting time or instantly card got approved?
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