Credit card suggestion

[Shane Noronha]

Hi, I'm going to begin my professional life in 2 months. I would like to opt for a credit card which can help me save. My expenditure is around 30k a month which includes rent, gym fees, insurance, food, fuel and misc. I love travelling to various places and not much into shopping. So could anyone suggest me a good card through which I could earn points or cash back that would eventually help me reduce my travel and stay expenses. Was planning to go for tata new infinity card, should I go for it or some other card

 

[TaxWiser]

Hi, I'm going to begin my professional life in 2 months. I would like to opt for a credit card which can help me save. My expenditure is around 30k a month which includes rent, gym fees, insurance, food, fuel and misc. I love travelling to various places and not much into shopping. So could anyone suggest me a good card through which I could earn points or cash back that would eventually help me reduce my travel and stay expenses.

Congratulations on starting your professional journey! This is an exciting milestone, and choosing the right CC can help you maximize savings while aligning with your travel goals. My Recommendation will be to go with CCs with Milestone benefits like Axis Atlas, Amex Platinum, HDFC Regalia Gold & HDFC Infinia Metal CC.

Was planning to go for tata new infinity card, should I go for it or some other card

If you can't make the most of the milestone benefits of the mentioned credit cards, or if your application gets rejected, pairing the Tata Neu Infinity RuPay Card with the Swiggy HDFC Credit Card can be one of the best starter options!

 

[kalash@35]

Hi, I'm going to begin my professional life in 2 months. I would like to opt for a credit card which can help me save. My expenditure is around 30k a month which includes rent, gym fees, insurance, food, fuel and misc. I love travelling to various places and not much into shopping. So could anyone suggest me a good card through which I could earn points or cash back that would eventually help me reduce my travel and stay expenses. Was planning to go for tata new infinity card, should I go for it or some other card

1. HDFC Millennia Credit Card
2. SBI Card PRIME (Travel & Lifestyle)
3. IDFC FIRST Wealth / Select Credit Card
4. Axis Bank Neo Credit Card
This credit card is best for travelling to earn maximum point upto2% - 5%
Research on it and select them this card useful for low spending and earn high reward
Bonus: (a) mixmise a reward in low spending use online portel like ( myntra , make my trip ) etc.
(b) Use offer for airport lounge access

 

[RitamModak]

Hi, I'm going to begin my professional life in 2 months. I would like to opt for a credit card which can help me save. My expenditure is around 30k a month which includes rent, gym fees, insurance, food, fuel and misc. I love travelling to various places and not much into shopping. So could anyone suggest me a good card through which I could earn points or cash back that would eventually help me reduce my travel and stay expenses. Was planning to go for tata new infinity card, should I go for it or some other card

Based on your ₹30K monthly spend and love for travel, the HDFC Tata Neu Infinity Card is a decent option—especially if you book flights or hotels via Tata Neu. However, if your goal is to maximize travel savings, you might also consider:
SBI Cashback Card – 5% on online spends, flexible cashback.
Axis Atlas Card – Great for travel benefits, lounge access, and miles.
HDFC Regalia – Premium travel perks and good point value on travel bookings.
If you don’t shop much and focus mostly on travel, Axis Atlas or HDFC Regalia may give better long-term value than Tata Neu.